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Flat 8, 109 Bute Street, Cardiff, CF10 5AD

3 planning records

Estimated value

£123,000

  • Since the 2021 sale (£85,000)+45%
  • Against CF10 5AD's recent median (£113,000)+9%

Newest record on this page: April 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Floor 2nd
Bedroom
1
Bathroom
1
Floor area
53 m²
570 sq ft
Energy rating
E
Score 41
Council tax
Band B
Tenure
Private Rental
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£123,000

  • Against its 2021 sale (£85,000)+45%
  • Against CF10 5AD's recent median (£113,000)+9%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 8 is modelled from its 53 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CF10 5AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    53 m² from the EPC lodged in October 2019

  • Sales of this home

    2 sales recorded, the latest in 2021

  • Recent sales in CF10 5AD

    5 sales, median £113,000 (2025–2022)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: April 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
Planning1 of 3 applicationsFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Flat 8's sale-price growth has lagged the wider UK trajectory across its history on file.

Risks

What this page doesn't show

1 potential issue has already been flagged for Flat 8, 109 Bute Street, Cardiff, CF10 5AD. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Flat 8

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 8 is a one-bedroom mid-terrace house in Cardiff (CF10 5AD). It has a recorded floor area of 53 m² (around 570 sq ft), construction records dating it to 1900-1929 and council tax band B. At 53 m² this is the 10th smallest of 12 units on EPC record in the building, where floor areas span 32–54 m². The building's EPC ratings span E to C, with this unit at the bottom. On EPC score it ranks last in the building (41 versus a best of 76). The latest certificate (October 2019) shows an E (score 41), well below the UK norm with real room to improve. Earlier certificates rated it D (September 2009); the latest reading is one band lower. Between certificates, wall efficiency went from Very Poor to Poor and lighting went from Very Poor to Very Good; while hot-water efficiency dropped from Very Good to Poor. The recommended improvements would lift it to C (score 71), a 2-band jump. Main heating runs on electricity.

3 planning records sit against the property, 3 approved, 0 refused. Past consents include subdivision and change of use to residential, meaningful when judging how the property has evolved. It lags the bulk of the postcode on energy efficiency (less efficient than 80% of similar EPCs). Across 2006–2021, sale prices on this property compounded at -1.6% per year. Today's modelled estimate of £123,000 is 44.7% above the 2021 sale price. On a £-per-square-foot basis, the last sale (£149/sq ft) was about 24.7% below the postcode norm. Most recent transfer: April 2021 at £85,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms1
  • Bathrooms1
Before you decide

Everything you need to know about Flat 8

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)
Oct 2019

EPC Rating

A
B
C
D
E
E41
F
G
Main Heating
Electric & Gas
Main Fuel
Electric
Hot Water
Poor
Windows
Average
CO2 Emissions
4.1 t/year
Occupancy
Rented

Certificate validity

Valid until 1 October 2029

2 years remaining

Property Improvements

Changes detected from historical EPC data

Oct 2019from Sept 2009
EPC improved fromD57toE41
Hot Water
Main SystemImmersion (Off-Peak)

Hot water system changed

Walls
Very PoorPoor

Wall insulation improved

Low Energy Lighting
0%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Flat 8, 109 Bute Street, Cardiff, CF10 5AD, sourced from the PlanIt planning register.

Council records show a subdivision application — the property's legal arrangement has been altered.

3 applications on record at Flat 8, 109 Bute Street, Cardiff, CF10 5AD

3decisions37documents5nearby
Flagged:SubdivisionChange of use
  1. Jan 2020
    SubdivisionFull
    Outcome in report

    EXTERNAL ALTERATIONS AND THE SUBDIVISION OF THE GROUND FLOOR OF THE EXISTING COMMERCIAL PREMISES, TO CREATE A SMALLER COMMERCIAL UNIT, TO FACILITATE THE PROVISION OF 2NO. FLATS (1NO. ONE BED FLAT AND 1NO. STUDIO FLAT)

    Change of Use
    Documents
    21 docs on file
    Reference
    19/01349/MNR
    Full record in report
  2. More recent applications — locked
  3. Change Of UseDecision
  4. Change Of UseDecision

Unlock Flat 8, 109 Bute Street, Cardiff, CF10 5AD's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (3 on record)
  • All 3 applications on this property in full, plus 5 notable nearby
  • The 37 documents, officer reports & conditions
  • What the pattern means for extending or converting here
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On the street

Versus other Bute Street homes

Four headline reads against 20 similar flats on this street, drawn from the latest EPC and Land Registry data.

On epc rating, Flat 8 runs well behind the street norm.

Price per m²

£1,604

Street avg £2,327

Strongly below

Floor Area

53 m²

Street avg 59 m²

On par

Habitable Rooms

2 rooms

Street avg 2 rooms

Below

CO₂ Emissions

4.1 t/year

Street avg 2.9 t/year

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.

Rail-style transport is unusually close for this postcode.

Crime

485/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Nat West Building — bus stop.

Nearest stops

  • Nat West BuildingBus stop58m
  • Mermaid QuayBus stop103m
  • The FlourishBus stop106m
  • Mount Stuart SquareBus stop124m

Most reported crime locally

  • Violence & Sexual Offences2,669 reports31%
  • Shoplifting1,433 reports16%
  • Anti-social Behaviour1,064 reports12%
  • Public Order913 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-era2nd Floor FlatEPC EPre-1919 buildNo mains gas

Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
How the estimate is made
The estimate for Flat 8 is modelled from its 53 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CF10 5AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Flat 8. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 8 was lodged in October 2019 at band E and is valid until October 2029. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. 3 applications are matched to Flat 8. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF10 5AD.
Council tax band
Flat 8 is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 8, 109 Bute Street, Cardiff, CF10 5AD. Each answer is also embedded as structured data for search engines.

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