What kind of home is Flat 5, 109 Bute Street, CF10 5AD?

Flat 5, 109 Bute Street, CF10 5AD is a 1-bedroom mid-terrace house.

When did Flat 5, 109 Bute Street, CF10 5AD last change hands?

Flat 5, 109 Bute Street, CF10 5AD last sold for £93,500 in August 2018, around 8 years ago. Before that, it sold for £105,000 in June 2006, so prices have been falling over 12 years on record. Source: HM Land Registry.

Has Flat 5, 109 Bute Street, CF10 5AD appreciated in value?

Across 2 sales between June 2006 and August 2018, Flat 5, 109 Bute Street, CF10 5AD fell from £105,000 to £93,500, a change of £11,500. That works out to roughly -1% per year compounded over 12 years. Source: HM Land Registry.

What is the EPC rating for Flat 5, 109 Bute Street, CF10 5AD?

The current EPC rating for Flat 5, 109 Bute Street, CF10 5AD is D with a score of 66 out of 100, lodged in March 2019. The assessor estimates the property could reach a C. Source: EPC Register.

How big is Flat 5, 109 Bute Street, CF10 5AD?

Flat 5, 109 Bute Street, CF10 5AD has a recorded floor area of 36 m² (388 sq ft), around 36 m² per bedroom. That makes it about 30% smaller than the median EPC-recorded property in CF10 5AD. Source: EPC Register.

What heating system does Flat 5, 109 Bute Street, CF10 5AD use?

The latest EPC at Flat 5, 109 Bute Street, CF10 5AD records electricity as the main heating fuel. Source: EPC Register.

Are there any planning records for Flat 5, 109 Bute Street, CF10 5AD?

Flat 5, 109 Bute Street, CF10 5AD has 3 planning records on file (3 approved), most recent in September 2021. Source: PlanIt planning register.

What is the council tax band for Flat 5, 109 Bute Street, CF10 5AD?

Flat 5, 109 Bute Street, CF10 5AD is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is Flat 5, 109 Bute Street, CF10 5AD in?

Flat 5, 109 Bute Street, CF10 5AD sits in Cardiff. It falls within the CF10 postcode district.

Is Flat 5, 109 Bute Street, CF10 5AD in a safe area?

Police records around Flat 5, 109 Bute Street, CF10 5AD show an average of 485 reported crimes per month over the last 18 months. Violent crime makes up roughly 31% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What transport links are near Flat 5, 109 Bute Street, CF10 5AD?

The closest bus stop to Flat 5, 109 Bute Street, CF10 5AD is Nat West Building, 58m away. The nearest rail option is Cardiff Bay Rail Station, 229m away.

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Flat 5, 109 Bute Street, Cardiff, CF10 5AD

3 planning records

Estimated value

£118,000

Since the 2018 sale (£93,500)+26%
Against CF10 5AD's recent median (£113,000)+4%

Newest record on this page: April 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

Mid terrace

Floor 2nd

Bedroom

Bathroom

Floor area

36 m²

388 sq ft

Energy rating

Score 66

Council tax

Band B

Tenure

Owner Occupied

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£118,000

Against its 2018 sale (£93,500)+26%
Against CF10 5AD's recent median (£113,000)+4%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 5 is modelled from its 36 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CF10 5AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
36 m² from the EPC lodged in March 2019
Sales of this home
2 sales recorded, the latest in 2018
Recent sales in CF10 5AD
5 sales, median £113,000 (2025–2022)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: April 2025	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	1 of 3 applications	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Flat 5's sale-price growth has lagged the wider UK trajectory across its history on file.

Sales timeline

1 August 2018Most recent
£93,500
-11.0%over 12 years
28 June 2006
£105,000

Median price across the last 5 sales in CF10 5AD: £113,000 (2025–2022).

Nearby sales in CF10 5AD

Risks

What this page doesn't show

1 potential issue has already been flagged for Flat 5, 109 Bute Street, Cardiff, CF10 5AD. The detail, evidence and what to ask about it are in the Risks Report.

Larger development activity nearbyIn report
Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About Flat 5

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 5 is a one-bedroom mid-terrace house in Cardiff (CF10 5AD). It has a recorded floor area of 36 m² (around 388 sq ft), construction records dating it to 1900-1929 and council tax band B. At 36 m² this is the 2nd smallest of 12 units on EPC record in the building, where floor areas span 32–54 m². The building's EPC ratings span E to C across 12 units on file. The latest certificate (March 2019) shows a D (score 66), on the cusp of jumping into the C band. The recommended improvements would push it to C (score 78). Main heating runs on electricity.

At 36 m² it sits well below the postcode median (53 m² across 20 EPCs), making it one of the more compact homes locally. 3 planning records sit against the property, 3 approved, 0 refused. Past consents include subdivision and change of use to residential, meaningful when judging how the property has evolved. Across 2006–2018, sale prices on this property compounded at -1% per year. Today's modelled estimate of £118,000 is 26.2% above the 2018 sale price. On a £-per-square-foot basis, the last sale (£241/sq ft) was about 23.2% above the typical sold price in the postcode. 8 years since the last transfer (August 2018).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms1
Bathrooms1

Before you decide

Everything you need to know about Flat 5

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate

Mar 2019

EPC Rating

D66

Main Heating

Electric & Gas

Main Fuel

Electric

Hot Water

Very Poor

Windows

Average

CO2 Emissions

2.1 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 14 March 2029

2 years remaining

Planning

Planning history

Applications and permits filed against Flat 5, 109 Bute Street, Cardiff, CF10 5AD, sourced from the PlanIt planning register.

Council records show a subdivision application — the property's legal arrangement has been altered.

3 applications on record at Flat 5, 109 Bute Street, Cardiff, CF10 5AD

3decisions37documents5nearby

Flagged:SubdivisionChange of use

Jan 2020
SubdivisionFull
Outcome in report
EXTERNAL ALTERATIONS AND THE SUBDIVISION OF THE GROUND FLOOR OF THE EXISTING COMMERCIAL PREMISES, TO CREATE A SMALLER COMMERCIAL UNIT, TO FACILITATE THE PROVISION OF 2NO. FLATS (1NO. ONE BED FLAT AND 1NO. STUDIO FLAT)
Change of Use
Documents
21 docs on file
Reference
19/01349/MNR
Full record in report
More recent applications — locked
Change Of UseSept 2021Decision
Change Of UseAug 2021Decision

Unlock Flat 5, 109 Bute Street, Cardiff, CF10 5AD's full planning history

You're seeing the shape of it. The report has the substance.

Every decision — granted, refused or withdrawn (3 on record)
All 3 applications on this property in full, plus 5 notable nearby
The 37 documents, officer reports & conditions
What the pattern means for extending or converting here

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On the street

Versus other Bute Street homes

Four headline reads against 20 similar flats on this street, drawn from the latest EPC and Land Registry data.

Flat 5 is notably below the street on floor area.

Price per m²

£2,597

Street avg £2,244

Strongly above

Floor Area

36 m²

Street avg 60 m²

Strongly below

Habitable Rooms

2 rooms

Street avg 2 rooms

Below

CO₂ Emissions

2.1 t/year

Street avg 3.0 t/year

Above

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.

Full Cardiff report

Rail-style transport is unusually close for this postcode.

Crime

485/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Nat West Building — bus stop.

Nearest stops

Nat West BuildingBus stop58m
Mermaid QuayBus stop103m
The FlourishBus stop106m
Mount Stuart SquareBus stop124m

Most reported crime locally

Violence & Sexual Offences2,669 reports31%
Shoplifting1,433 reports16%
Anti-social Behaviour1,064 reports12%
Public Order913 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Get a survey for this property

Level 3 Building Survey

Victorian-era2nd Floor FlatEPC DPre-1919 buildNo mains gas

Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for Flat 5 is modelled from its 36 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CF10 5AD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Flat 5. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 5 was lodged in March 2019 at band D and is valid until March 2029. Floor area, heating and insulation details on this page come from it.
Planning records: Planning applications are collected from local authority registers through PlanIt. 3 applications are matched to Flat 5. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF10 5AD.
Council tax band: Flat 5 is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 5, 109 Bute Street, Cardiff, CF10 5AD. Each answer is also embedded as structured data for search engines.

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Flat 5, 109 Bute Street, Cardiff, CF10 5AD

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in CF10 5AD

Inside

Everything you need to know about Flat 5

EPC Rating

Unlock Flat 5, 109 Bute Street, Cardiff, CF10 5AD's full planning history

Nearest stops

Most reported crime locally

Level 3 Building Survey

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