What type of property is 2 Bank Top Cottages, CA4 8PD?

2 Bank Top Cottages, CA4 8PD is a 3-bedroom mid-terrace house.

When did 2 Bank Top Cottages, CA4 8PD last change hands?

2 Bank Top Cottages, CA4 8PD last sold for £233,000 in March 2018, around 8 years ago. Before that, it sold for £143,000 in June 2011, so prices have been rising over 7 years on record. Source: HM Land Registry.

Has 2 Bank Top Cottages, CA4 8PD appreciated in value?

Across 2 sales between June 2011 and March 2018, 2 Bank Top Cottages, CA4 8PD rose from £143,000 to £233,000, a change of £90,000. That works out to roughly +7.5% per year compounded over 7 years. Source: HM Land Registry.

What is the EPC rating for 2 Bank Top Cottages, CA4 8PD?

The current EPC rating for 2 Bank Top Cottages, CA4 8PD is C with a score of 76 out of 100, lodged in December 2016. It has improved from a E recorded in August 2009 (2 bands). The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 2 Bank Top Cottages, CA4 8PD?

2 Bank Top Cottages, CA4 8PD has a recorded floor area of 162 m² (1,744 sq ft), around 54 m² per bedroom. Source: EPC Register.

How is 2 Bank Top Cottages, CA4 8PD heated?

The latest EPC at 2 Bank Top Cottages, CA4 8PD records mains gas as the main heating fuel. Source: EPC Register.

Has 2 Bank Top Cottages, CA4 8PD had any planning applications?

2 Bank Top Cottages, CA4 8PD has 1 planning record on file (1 approved), most recent in December 2025. Source: PlanIt planning register.

What council tax band is 2 Bank Top Cottages, CA4 8PD?

2 Bank Top Cottages, CA4 8PD is in council tax band C.

Where is 2 Bank Top Cottages, CA4 8PD located?

2 Bank Top Cottages, CA4 8PD sits in Warwick-on-eden, Carlisle, Carlisle. It falls within the CA4 postcode district in Cumbria.

How safe is the area around 2 Bank Top Cottages, CA4 8PD?

Police records around 2 Bank Top Cottages, CA4 8PD show an average of 2 reported crimes per month over the last 8 months. Violent crime makes up roughly 50% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 2 Bank Top Cottages, CA4 8PD?

The closest primary school to 2 Bank Top Cottages, CA4 8PD is Warwick Bridge Primary School (810m), one of 2 primaries within walking distance.

What is the nearest station to 2 Bank Top Cottages, CA4 8PD?

The closest rail stop to 2 Bank Top Cottages, CA4 8PD is Wetheral Rail Station, 1.9km away.

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2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD

1 planning record

Property type

Mid terrace

Bedrooms

Bathroom

Floor area

162 m²

1744 sq ft

Energy rating

Score 76

Council tax

Band C

Tenure

Owner Occupied

Overview

About 2 Bank Top Cottages

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

2 Bank Top Cottages is a three-bedroom mid-terrace house in Warwick-On-Eden, Carlisle, Carlisle (CA4 8PD). It has a recorded floor area of 162 m² (around 1744 sq ft), construction records dating it to 2007 onwards and council tax band C. The latest certificate (December 2016) shows a C (score 76), near the top of the C band. When first surveyed in August 2009 the rating was E, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Very Good, window efficiency went from Poor to Average and lighting went from Very Poor to Poor; while roof efficiency dropped from Very Good to Good. The recommended improvements would push it to B (score 84). Period features are noted in the property record.

On the market in March 2018 and unlisted since — roughly 8 years. Across 2011–2018, sale prices on this property compounded at 7.5% per year. Today's modelled estimate of £272,000 is 16.7% above the 2018 sale price. One historical planning record sits against the property in 2025.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms3
Bathrooms1
Open-plan layoutYes
Dining roomYes
EnsuiteYes

Outside

Private gardenSouth-facing

Building

Period featuresYes
RefurbishedYes

Before you decide

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Dec 2016

EPC Rating

C76

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

4.1 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Dec 2016from Aug 2009

EPC improved fromE48toC76

Heating Controls

Prog + StatFull

Heating controls upgraded for better temperature management

Windows

Partial DoubleFull Double

Windows upgraded, improving insulation

Walls

Very PoorVery Good

Wall insulation improved

Floor Insulation

UninsulatedInsulated

Floor insulation added or improved

Low Energy Lighting

0%20%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

21st centuryMid-Terrace HouseEPC CSolid (non-cavity) walls

Because the property has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Planning

Planning history

Applications and permits filed against 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD, sourced from the PlanIt planning register.

1 application on record at 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD

1decisions14documents1nearby

Dec 2025
OutbuildingFull
Outcome in report
Erection Of Detached Garden Building To Provide Utility, Store & Washroom; Renewal Of Existing Hardstanding
Documents
14 docs on file
Reference
25/0565
Full record in report

Unlock 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD's full planning history

You're seeing the shape of it. The report has the substance.

Every decision — granted, refused or withdrawn (1 on record)
All 1 application on this property in full, plus 1 notable nearby
The 14 documents, officer reports & conditions
What the pattern means for extending or converting here

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Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Current estimate

£272,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.5% per year over 7 years.

See how we calculated this

Last sold (2018)

£233,000

Growth on file: 7.5% per year over 7 years.

Sales timeline

23 March 2018Most recent
£233,000
+62.9%over 6 years
7 June 2011
£143,000

Median price across the last 2 sales in CA4 8PD: £146,250 (2020–2011).

Nearby sales in CA4 8PD

1 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD
Sold Jan 2020
£175,000

Before you decide

Everything you need to know about 2 Bank Top Cottages

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£275k

1 Grahams Croft, Warwick On Eden

CA4 8PE

3 bed1 bath

£281k

1 Chapel Court, Waters Meet, Warwick Bridge

CA4 8RX

3 bed1 bath

£262k

1 Fernbank Cottage, Wetheral Pasture

CA4 8HR

3 bed2 bath

£246k

1 Buffs Croft, Warwick On Eden

CA4 8PF

3 bed1 bath

£237k

1 Garden Walk, Corby Hill

CA4 8QD

3 bed1 bath

£414k

1 Croft Park, Wetheral

CA4 8JH

3 bed2 bath

£296k

1 Bridge End Cottages, Wetheral

CA4 8NS

4 bed1 bath

£297k

1 Glenwilley, Great Corby

CA4 8NF

4 bed

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Carlisle district page.

Full Carlisle report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

2/mo

Steady year-on-year across the wider district.

Nearest stop

1.9 km

Wetheral Rail Station — railway station.

Closest school

0.8 km

Warwick Bridge Primary School. 2 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CA4 8PD from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

48.2dB

Low

Night-time road noise heatmap for CA4 8PD

Night-time· 23:00 – 07:00

40.0dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD. Each answer is also embedded as structured data for search engines.