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2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD

1 planning record

Estimated value

£285,000

  • Since the 2018 sale (£233,000)+22%
  • Against CA4 8PD's recent median (£146,250)+95%

Newest record on this page: December 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Bedrooms
3
Bathroom
1
Floor area
162 m²
1744 sq ft
Energy rating
C
Score 76
Council tax
Band C
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£285,000

  • Against its 2018 sale (£233,000)+22%
  • Against CA4 8PD's recent median (£146,250)+95%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 2 Bank Top Cottages is modelled from its 162 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CA4 8PD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    162 m² from the EPC lodged in December 2016

  • Sales of this home

    2 sales recorded, the latest in 2018

  • Recent sales in CA4 8PD

    2 sales, median £146,250 (2020–2011)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: January 2020Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
Planning1 applicationFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sales timeline

  1. 23 March 2018Most recent

    £233,000

    +62.9%over 6 years

  2. 7 June 2011

    £143,000

Median price across the last 2 sales in CA4 8PD: £146,250 (2020–2011).

Risks

What this page doesn't show

1 potential issue has already been flagged for 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 2 Bank Top Cottages

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

2 Bank Top Cottages is a three-bedroom mid-terrace house in Warwick-On-Eden, Carlisle, Carlisle (CA4 8PD). It has a recorded floor area of 162 m² (around 1744 sq ft), construction records dating it to 2007 onwards and council tax band C. The latest certificate (December 2016) shows a C (score 76), near the top of the C band. When first surveyed in August 2009 the rating was E, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Very Good, window efficiency went from Poor to Average and lighting went from Very Poor to Poor; while roof efficiency dropped from Very Good to Good. The recommended improvements would push it to B (score 84). Period features are noted in the property record.

On the market in March 2018 and unlisted since — roughly 8 years. Across 2011–2018, sale prices on this property compounded at 7.5% per year. Today's modelled estimate of £285,000 is 22.3% above the 2018 sale price. One historical planning record sits against the property in 2025.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms1
  • Open-plan layoutYes
  • Dining roomYes
  • EnsuiteYes

Outside

  • Private gardenSouth-facing

Building

  • Period featuresYes
  • RefurbishedYes
Before you decide

Everything you need to know about 2 Bank Top Cottages

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Dec 2016

EPC Rating

A
B
C
C76
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
4.1 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 30 December 2026

1 month remaining

Property Improvements

Changes detected from historical EPC data

Dec 2016from Aug 2009
EPC improved fromE48toC76
Heating Controls
Prog + StatFull

Heating controls upgraded for better temperature management

Windows
Partial DoubleFull Double

Windows upgraded, improving insulation

Walls
Very PoorVery Good

Wall insulation improved

Floor Insulation
UninsulatedInsulated

Floor insulation added or improved

Low Energy Lighting
0%20%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD, sourced from the PlanIt planning register.

1 application on record at 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD

1decisions14documents1nearby
  1. Dec 2025
    OutbuildingFull
    Outcome in report

    Erection Of Detached Garden Building To Provide Utility, Store & Washroom; Renewal Of Existing Hardstanding

    Documents
    14 docs on file
    Reference
    25/0565
    Full record in report

Unlock 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (1 on record)
  • All 1 application on this property in full, plus 1 notable nearby
  • The 14 documents, officer reports & conditions
  • What the pattern means for extending or converting here
£14.99one-off · instant

One time fee only - money back guarantee

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Carlisle district page.
Full Carlisle report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

23/mo

Steady year-on-year across the wider district.

Nearest stop

1.9 km

Wetheral Rail Station — railway station.

Closest school

0.8 km

Warwick Bridge Primary School. 2 schools nearby.

Nearest schools

  • Warwick Bridge Primary SchoolPrimary810m
  • Great Corby School and NurseryPrimary2.2km

Nearest stops

  • Wetheral Rail StationRailway station1.9km

Most reported crime locally

  • Violence & Sexual Offences167 reports51%
  • Public Order34 reports10%
  • Drugs29 reports9%
  • Criminal Damage & Arson27 reports8%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CA4 8PD from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for CA4 8PD

Daytime· 07:00 – 23:00

48.2dB

Low
Night-time road noise heatmap for CA4 8PD

Night-time· 23:00 – 07:00

40.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st centuryMid-Terrace HouseEPC CSolid (non-cavity) walls

Because the property has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£271k

1 Chapel Court, Waters Meet, Warwick Bridge

CA4 8RX

3 bed1 bath
£269k

1 Buffs Croft, Warwick On Eden

CA4 8PF

3 bed1 bath
£267k

1 Grahams Croft, Warwick On Eden

CA4 8PE

3 bed1 bath
£251k

1 Fernbank Cottage, Wetheral Pasture

CA4 8HR

3 bed2 bath
£238k

1 Garden Walk, Corby Hill

CA4 8QD

3 bed1 bath
£411k

1 Croft Park, Wetheral

CA4 8JH

3 bed2 bath
£270k

1 Bridge End Cottages, Wetheral

CA4 8NS

4 bed1 bath
£322k

1 Glenwilley, Great Corby

CA4 8NF

4 bed

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 2 Bank Top Cottages is modelled from its 162 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CA4 8PD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 2 Bank Top Cottages. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 2 Bank Top Cottages was lodged in December 2016 at band C and is valid until December 2026. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. 1 application is matched to 2 Bank Top Cottages. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 14 months, which places each incident at an approximate point. The 2 schools and 1 stop listed are measured in a straight line from CA4 8PD, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
2 Bank Top Cottages is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 2 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD. Each answer is also embedded as structured data for search engines.

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