Model valuation£417,0008 Busby Close
Local market context
1 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD
Estimated value
£199,000
- Since the 2020 sale (£175,000)+14%
- Against CA4 8PD's recent median (£188,000)+6%
Newest record on this page: January 2020. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
End terrace
Bedrooms
2
Floor area
94 m²
1012 sq ft
Energy rating
D
Score 60
Council tax
Band B
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£199,000
- Against its 2020 sale (£175,000)+14%
- Against CA4 8PD's recent median (£188,000)+6%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 1 Bank Top Cottages is modelled from its 94 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CA4 8PD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
94 m² from the EPC lodged in December 2019
Sales of this home
2 sales recorded, the latest in 2020
Recent sales in CA4 8PD
2 sales, median £188,000 (2018–2011)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: January 2020 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
The latest sale landed in the post-pandemic price surge — useful context when reading the figure.
Sales timeline
22 January 2020Most recent
£175,000
+48.9%over 8 years12 May 2011
£117,500
Median price across the last 2 sales in CA4 8PD: £188,000 (2018–2011).
Nearby sales in CA4 8PD
What this page doesn't show
1 potential issue has already been flagged for 1 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD. The detail, evidence and what to ask about it are in the Risks Report.
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 1 Bank Top Cottages
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
1 Bank Top Cottages is a two-bedroom end-of-terrace house in Warwick-On-Eden, Carlisle, Carlisle (CA4 8PD). It has a recorded floor area of 94 m² (around 1012 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (December 2019) shows a D (score 60), on the cusp of jumping into the C band. When first surveyed in April 2009 the rating was F, the property has climbed 2 bands since. Between certificates, roof efficiency went from Average to Good, window efficiency went from Very Poor to Good and lighting went from Very Poor to Very Good. The recommended improvements would lift it to B (score 85), a 2-band jump.
Across 2011–2020, sale prices on this property compounded at 4.7% per year. Today's modelled estimate of £199,000 is 13.7% above the 2020 sale price. Sold January 2020 for £175,000.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms2
Building
- Central heatingYes
Before you decide
Everything you need to know about 1 Bank Top Cottages
The true value, the hidden risks and the full sale history, in one report.
Larger development activity nearby
Pick your report · from £14.99
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
Current Certificate(1 of 2)
Dec 2019
EPC Rating
A
B
C
D
D60
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
5.2 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 9 December 2029
Property Improvements
Changes detected from historical EPC data
Dec 2019from Apr 2009
EPC improved fromF34toD60
Heating Controls
Prog + StatFull
Heating controls upgraded for better temperature management
Windows
SingleFull Double
Single glazing replaced with double or better glazing
Roof Insulation
InsulatedWell Insulated
Loft insulation upgraded to recommended levels
Low Energy Lighting
0%100%
More low energy lighting installed
Planning history
Applications and permits filed against 1 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD, sourced from the PlanIt planning register.
1 Bank Top Cottages has no planning applications on record.
1
But the area is active
1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Carlisle district page.
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
23/mo
Steady year-on-year across the wider district.
Nearest stop
1.9 km
Wetheral Rail Station — railway station.
Closest school
0.8 km
Warwick Bridge Primary School. 2 schools nearby.
Nearest schools
- Warwick Bridge Primary SchoolPrimary810m
- Great Corby School and NurseryPrimary2.2km
Nearest stops
- Wetheral Rail StationRailway station1.9km
Most reported crime locally
- Violence & Sexual Offences167 reports51%
- Public Order34 reports10%
- Drugs29 reports9%
- Criminal Damage & Arson27 reports8%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around CA4 8PD from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
48.2dB
Night-time· 23:00 – 07:00
40.0dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraEnd-Terrace HouseEPC DPre-1919 build
Because the property was built before 1919, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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1 Fernbank Cottage, Wetheral Pasture
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 1 Bank Top Cottages is modelled from its 94 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in CA4 8PD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 1 Bank Top Cottages. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 1 Bank Top Cottages was lodged in December 2019 at band D and is valid until December 2029. 2 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 1 Bank Top Cottages. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 14 months, which places each incident at an approximate point. The 2 schools and 1 stop listed are measured in a straight line from CA4 8PD, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 1 Bank Top Cottages is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 1 Bank Top Cottages, Warwick On Eden, Carlisle, CA4 8PD. Each answer is also embedded as structured data for search engines.
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- Every home in CA4 8PDSold prices, values and energy ratings for the postcode
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