What kind of home is 1 Loaning Head Courtyard, CA10 1QZ?

1 Loaning Head Courtyard, CA10 1QZ is a mid-terrace house.

When did 1 Loaning Head Courtyard, CA10 1QZ last change hands?

1 Loaning Head Courtyard, CA10 1QZ last sold for £155,000 in December 2021, around 4 years ago. Before that, it sold for £108,000 in April 2014, so prices have been rising over 8 years on record. Source: HM Land Registry.

Has 1 Loaning Head Courtyard, CA10 1QZ appreciated in value?

Across 2 sales between April 2014 and December 2021, 1 Loaning Head Courtyard, CA10 1QZ rose from £108,000 to £155,000, a change of £47,000. That works out to roughly +4.9% per year compounded over 8 years. Source: HM Land Registry.

How energy efficient is 1 Loaning Head Courtyard, CA10 1QZ?

The current EPC rating for 1 Loaning Head Courtyard, CA10 1QZ is D with a score of 56 out of 100, lodged in June 2025. It has improved from a E recorded in February 2013. Source: EPC Register.

How big is 1 Loaning Head Courtyard, CA10 1QZ?

1 Loaning Head Courtyard, CA10 1QZ has a recorded floor area of 89 m² (958 sq ft). That makes it about 15% smaller than the median EPC-recorded property in CA10 1QZ. Source: EPC Register.

What heating system does 1 Loaning Head Courtyard, CA10 1QZ use?

The latest EPC at 1 Loaning Head Courtyard, CA10 1QZ records oil as the main heating fuel. Source: EPC Register.

What is the council tax band for 1 Loaning Head Courtyard, CA10 1QZ?

1 Loaning Head Courtyard, CA10 1QZ is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 1 Loaning Head Courtyard, CA10 1QZ in?

1 Loaning Head Courtyard, CA10 1QZ sits in Culgaith, Penrith, Penrith. It falls within the CA10 postcode district.

How safe is the area around 1 Loaning Head Courtyard, CA10 1QZ?

Police records around 1 Loaning Head Courtyard, CA10 1QZ show an average of 2 reported crimes per month over the last 6 months. Drugs makes up roughly 21% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 1 Loaning Head Courtyard, CA10 1QZ?

The closest primary school to 1 Loaning Head Courtyard, CA10 1QZ is Culgaith CofE School (420m), one of 2 primaries within walking distance.

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1 Loaning Head Courtyard, Culgaith, Penrith, CA10 1QZ

Property type

Mid terrace

Habitable rooms

From EPC

Floor area

89 m²

958 sq ft

Energy rating

Score 56

Council tax

Band B

Tenure

Owner Occupied

Overview

About 1 Loaning Head Courtyard

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

1 Loaning Head Courtyard is a mid-terrace house in Culgaith, Penrith, Penrith (CA10 1QZ). It has a recorded floor area of 89 m² (around 958 sq ft), construction records dating it to 1991-1995 and council tax band B. The latest certificate (June 2025) shows a D (score 56), a step below the typical UK home. When first surveyed in February 2013 the rating was E, the property has climbed 1 band since. Between certificates, wall efficiency went from Very Poor to Good; while roof efficiency dropped from Good to Average and window efficiency dropped from Average to Poor. Main heating runs on oil.

Across 2014–2021, sale prices on this property compounded at 4.9% per year. Today's modelled estimate of £188,000 is 21.3% above the 2021 sale price. On a £-per-square-foot basis, the last sale (£162/sq ft) was about 16.5% below the postcode norm. At 89 m² it's 15.2% smaller than the typical home in the postcode (105 m² median across 3 EPCs). Most recent transfer: December 2021 at £155,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Before you decide

Everything you need to know about 1 Loaning Head Courtyard

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Jun 2025

EPC Rating

D56

Main Heating

Gas

Main Fuel

Oil

Hot Water

Average

Windows

Poor

CO2 Emissions

5.1 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Jun 2025from Feb 2013

EPC improved fromE49toD56

Heating Controls

Prog + TRVsFull

Heating controls upgraded for better temperature management

Hot Water

GoodAverage

Hot water efficiency decreased

Wall Insulation

Uninsulated StoneInsulated Stone

Wall insulation upgraded

Get a survey for this property

Level 3 Building Survey

Late 20th centuryMid-Terrace BungalowEPC DNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 1 Loaning Head Courtyard, Culgaith, Penrith, CA10 1QZ, sourced from the PlanIt planning register.

1 Loaning Head Courtyard has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Latest sale on 1 Loaning Head Courtyard was the lowest on Land Registry record across the postcode.

Current estimate

£188,000

Modelled from EPC, postcode comparables and a sale-price growth of 4.9% per year over 8 years.

See how we calculated this

Last sold (2021)

£155,000

Growth on file: 4.9% per year over 8 years.

Sales timeline

9 December 2021Most recent
£155,000
+43.5%over 7 years
27 April 2014
£108,000

Median price across the last 5 sales in CA10 1QZ: £220,000 (2019–2007).

Nearby sales in CA10 1QZ

On the street

Versus other Loaning Head Courtyard homes

Four headline reads against 3 similar houses on this street, drawn from the latest EPC and Land Registry data.

1 Loaning Head Courtyard is notably below the street on price per m².

Price per m²

£1,742

Street avg £2,053

Strongly below

Floor Area

89 m²

Street avg 134 m²

Strongly below

Habitable Rooms

3 rooms

Street avg 4 rooms

Below

CO₂ Emissions

5.1 t/year

Street avg 6.9 t/year

Strongly above

Before you decide

Everything you need to know about 1 Loaning Head Courtyard

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£191k

1 Brook View, Skirwith

CA10 1RH

£193k

1 Black Leases Cottages, Kirkby Thore

CA10 1XS

£170k

1 Bank Terrace, Langwathby

CA10 1LL

£169k

1 Chapel Cottages, Kirkby Thore

CA10 1UP

2 bed

£161k

1 Church Road, Melmerby

CA10 1HD

£160k

1 Chestnut Close, Culgaith

CA10 1QX

£149k

1 Bankfoot Cottages, Lazonby

CA10 1BG

£238k

1 2 North View, Kirkby Thore

CA10 1UY

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Penrith district page.

Full Penrith report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

2/mo

Steady year-on-year across the wider district.

Closest school

0.4 km

Culgaith CofE School. 2 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CA10 1QZ from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

42.4dB

Low

Night-time road noise heatmap for CA10 1QZ

Night-time· 23:00 – 07:00

36.1dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 1 Loaning Head Courtyard, Culgaith, Penrith, CA10 1QZ. Each answer is also embedded as structured data for search engines.