What type of property is 1 Bank Terrace, CA10 1LL?

1 Bank Terrace, CA10 1LL is a semi-detached house.

What did 1 Bank Terrace, CA10 1LL sell for?

1 Bank Terrace, CA10 1LL last sold for £115,000 in September 2021, around 5 years ago. Source: HM Land Registry.

What energy rating does 1 Bank Terrace, CA10 1LL have?

The current EPC rating for 1 Bank Terrace, CA10 1LL is E with a score of 50 out of 100, lodged in July 2023. It has improved from a G recorded in October 2020 (2 bands). The assessor estimates the property could reach a D. Source: EPC Register.

What is the floor area of 1 Bank Terrace, CA10 1LL?

1 Bank Terrace, CA10 1LL has a recorded floor area of 75 m² (807 sq ft). Source: EPC Register.

How is 1 Bank Terrace, CA10 1LL heated?

The latest EPC at 1 Bank Terrace, CA10 1LL records electricity as the main heating fuel. Source: EPC Register.

What council tax band is 1 Bank Terrace, CA10 1LL?

1 Bank Terrace, CA10 1LL is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 1 Bank Terrace, CA10 1LL located?

1 Bank Terrace, CA10 1LL sits in Langwathby, Penrith, Penrith. It falls within the CA10 postcode district.

How safe is the area around 1 Bank Terrace, CA10 1LL?

Police records around 1 Bank Terrace, CA10 1LL show an average of 52 reported crimes per month over the last 13 months. Violent crime makes up roughly 39% of reports, the most common category. The overall trend is falling (36% versus the prior period). Source: Police UK.

Which schools serve 1 Bank Terrace, CA10 1LL?

The closest primary school to 1 Bank Terrace, CA10 1LL is Langwathby CofE Primary School (462m).

How well connected is 1 Bank Terrace, CA10 1LL?

The closest rail stop to 1 Bank Terrace, CA10 1LL is Langwathby Rail Station, 425m away.

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1 Bank Terrace, Langwathby, Penrith, CA10 1LL

Property type

Semi-detached

Habitable rooms

From EPC

Floor area

75 m²

807 sq ft

Energy rating

Score 50

Council tax

Band B

Tenure

Owner Occupied

Overview

About 1 Bank Terrace

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

1 Bank Terrace is a semi-detached house in Langwathby, Penrith, Penrith (CA10 1LL). It has a recorded floor area of 75 m² (around 807 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (July 2023) shows an E (score 50), well below the UK norm with real room to improve. When first surveyed in October 2020 the rating was G, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Good, roof efficiency went from Very Poor to Very Good and hot-water efficiency went from Very Poor to Poor; while main heating dropped from Poor to Very Poor. The recommended improvements would push it to D (score 67). Main heating runs on electricity.

Today's modelled estimate of £173,000 sits 50.4% above the 2021 sale of £115,000. Most recent transfer: September 2021 at £115,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Before you decide

Everything you need to know about 1 Bank Terrace

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Jul 2023

EPC Rating

E50

Main Heating

Electric & Gas

Main Fuel

Electric

Hot Water

Poor

Windows

Average

CO2 Emissions

5.6 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 9 July 2033

6 years remaining

Property Improvements

Changes detected from historical EPC data

Jul 2023from Oct 2020

EPC improved fromG1toE50

Heating System

Room HeatersGas Boiler

Upgraded to gas central heating

Main Fuel

DualElectric

Changed to a more efficient fuel source

Heating Controls

ThermostatProg + TRVs

Heating controls upgraded for better temperature management

Hot Water

Main (No Stat)Main System

Hot water system upgraded

Windows

Mostly DoubleFull Double

Windows upgraded, improving insulation

Walls

Very PoorGood

Wall insulation improved

Roof Insulation

UninsulatedWell Insulated

Loft insulation installed or upgraded to 250mm+

Low Energy Lighting

43%93%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC EPre-1919 buildNo mains gas

Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 1 Bank Terrace, Langwathby, Penrith, CA10 1LL, sourced from the PlanIt planning register.

1 Bank Terrace has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Current estimate

£173,000

Modelled from EPC, postcode comparables.

See how we calculated this

Last sold (2021)

£115,000

Recorded with HM Land Registry.

Sales timeline

27 September 2021Most recent
£115,000

Median price across the last 1 sales in CA10 1LL: £73,000 (1996–1996).

Nearby sales in CA10 1LL

2 Bank Terrace, Langwathby, Penrith, CA10 1LL
Sold Aug 1996
£73,000

Before you decide

Everything you need to know about 1 Bank Terrace

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£183k

1 Chapel Cottages, Kirkby Thore

CA10 1UP

2 bed

£185k

1 Brook View, Skirwith

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£161k

1 Chestnut Close, Culgaith

CA10 1QX

£159k

1 Church Road, Melmerby

CA10 1HD

£192k

1 Black Leases Cottages, Kirkby Thore

CA10 1XS

£155k

1 Bankfoot Cottages, Lazonby

CA10 1BG

£144k

1 Chapel Terrace, Kirkby Thore

CA10 1UQ

£229k

1 Ashton Leigh Cottages, Kirkby Thore

CA10 1XX

4 bed2 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Penrith district page.

Full Penrith report

Rail-style transport is unusually close for this postcode.

Crime

52/mo

Falling year-on-year across the wider district.

Nearest stop

0.4 km

Langwathby Rail Station — railway station.

Closest school

0.5 km

Langwathby CofE Primary School. 1 school nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CA10 1LL from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

45.1dB

Low

Night-time road noise heatmap for CA10 1LL

Night-time· 23:00 – 07:00

38.0dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 1 Bank Terrace, Langwathby, Penrith, CA10 1LL. Each answer is also embedded as structured data for search engines.