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Spencer House, Flat 20, St Pauls Square, Carlisle, CA1 1AE

EPC B

Estimated value

£117,000

  • Since the 2012 sale (£90,000)+30%
  • Against CA1 1AE's recent median (£73,000)+60%

Newest record on this page: March 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
End terrace
Floor 02
Bedrooms
2
Floor area
64 m²
689 sq ft
Energy rating
B
Score 82
Council tax
Band C
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£117,000

  • Against its 2012 sale (£90,000)+30%
  • Against CA1 1AE's recent median (£73,000)+60%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Spencer House is modelled from its 64 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CA1 1AE. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    64 m² from the EPC lodged in May 2023

  • Sales of this home

    1 sale recorded, the latest in 2012

  • Recent sales in CA1 1AE

    5 sales, median £73,000 (2026–2021)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: March 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Spencer House valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 8 November 2012Most recent

    £90,000

Median price across the last 5 sales in CA1 1AE: £73,000 (2026–2021).

Risks

What this page doesn't show

1 potential issue has already been flagged for Spencer House, Flat 20, St Pauls Square, Carlisle, CA1 1AE. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Spencer House

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Spencer House is a two-bedroom end-of-terrace house in Carlisle (CA1 1AE). It has a recorded floor area of 64 m² (around 689 sq ft), construction records dating it to 1991-1995 and council tax band C. The latest certificate (May 2023) returns a B (score 82), comfortably above the UK average. When first surveyed in July 2009 the rating was C, the property has climbed 1 band since. Between certificates, window efficiency went from Average to Good and main heating went from Poor to Average. Main heating runs on electricity. At 64 m² this is the 13th smallest of 21 units on EPC record in Spencer House, where floor areas span 38–84 m². The building's EPC ratings span D to B, with this unit at the top.

Last sold in November 2012, so it's been off the market for around 14 years. Today's modelled estimate of £117,000 is 30% above the 2012 sale price.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
Before you decide

Everything you need to know about Spencer House

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the area

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 3)
May 2023

EPC Rating

A
B
B82
C
D
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Average
Windows
Good
CO2 Emissions
2.2 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 7 May 2033

6 years remaining

Property Improvements

Changes detected from historical EPC data

Feb 2012from Jul 2009
EPC improved fromC80toB81
Low Energy Lighting
66%100%

More low energy lighting installed

May 2023from Feb 2012
Windows
AverageGood

Window efficiency improved

Low Energy Lighting
100%67%

Low energy lighting percentage decreased

Planning

Planning history

Applications and permits filed against Spencer House, Flat 20, St Pauls Square, Carlisle, CA1 1AE, sourced from the PlanIt planning register.

Spencer House has no planning applications on record.

6

But the area is active

6 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other St Pauls Square homes

Four headline reads against 20 similar flats on this street, drawn from the latest EPC and Land Registry data.

Price per m²

£1,406

Street avg £1,398

On par

Floor Area

64 m²

Street avg 59 m²

Above

Habitable Rooms

3 rooms

Street avg 3 rooms

Above

CO₂ Emissions

2.2 t/year

Street avg 2.6 t/year

On par
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Carlisle district page.
Full Carlisle report

Rail-style transport is unusually close for this postcode.

Crime

250/mo

Steady year-on-year across the wider district.

Nearest stop

0.4 km

Carlisle Rail Station — railway station.

Closest school

0.3 km

Trinity School. 24 schools nearby.

Nearest schools

  • Trinity SchoolSecondary336m
  • Richard Rose Central AcademySecondary526m
  • Brook Street Primary SchoolPrimary783m
  • Norman Street Primary SchoolPrimary792m

Nearest stops

  • Carlisle Rail StationRailway station376m

Most reported crime locally

  • Violence & Sexual Offences1,845 reports49%
  • Public Order413 reports11%
  • Criminal Damage & Arson313 reports8%
  • Drugs269 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CA1 1AE from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for CA1 1AE

Daytime· 07:00 – 23:00

56.2dB

Moderate
Night-time road noise heatmap for CA1 1AE

Night-time· 23:00 – 07:00

45.9dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Late 20th century2nd Floor FlatEPC BNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£166k

Apartment 3, 10 Lismore Place

CA1 1LX

Flat2 bed2 bath
£173k

Apartment 4, 10 Lismore Place

CA1 1LX

Flat2 bed2 bath
£174k

Apartment 4, 2 Alfred Street North

CA1 1PX

Flat2 bed1 bath
£181k

Apartment 2, 10 Lismore Place

CA1 1LX

Flat2 bed2 bath
£120k

Apartment 3, 2 Alfred Street North

CA1 1PX

Flat1 bed1 bath
£134k

Apartment 2, 2 Alfred Street North

CA1 1PX

Flat1 bed1 bath
£254k

Apartment 1, 15 Portland Square

CA1 1AJ

Flat2 bed1 bath
£145k

Apartment 1, 2 Alfred Street North

CA1 1PX

Flat1 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Spencer House is modelled from its 64 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CA1 1AE. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for Spencer House. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Spencer House was lodged in May 2023 at band B and is valid until May 2033. 3 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Spencer House. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 24 schools and 1 stop listed are measured in a straight line from CA1 1AE, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
Spencer House is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Spencer House, Flat 20, St Pauls Square, Carlisle, CA1 1AE. Each answer is also embedded as structured data for search engines.

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