Loyd Court, Flat 12, 63 Russet Drive, St Albans, AL4 0AZ

Loyd Court is a two-bedroom semi-detached house in St Albans (AL4 0AZ). It has a recorded floor area of 87 m² (around 936 sq ft), construction records dating it to 2003-2006 and council tax band D. At 87 m² this is the 10th smallest of 11 units on EPC record in Loyd Court, where floor areas span 47–91 m². The building's EPC ratings span D to B across 11 units on file. The latest certificate (December 2020) shows a C (score 79), near the top of the C band. The recommended improvements would push it to B (score 81).

It hasn't traded since November 2007, a hold of 19 years that's notably long for the area. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. At 87 m² the property is well over the postcode median (61 m² across 10 EPCs), placing it in the larger end of the local stock. Across 2006–2007, sale prices on this property compounded at 0.9% per year. Today's modelled estimate of £324,000 is 30.1% above the 2007 sale price. On a £-per-square-foot basis, the last sale (£266/sq ft) was about 18.5% below the postcode norm.