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Loyd Court, Flat 11, 63 Russet Drive, St Albans, AL4 0AZ

EPC B

Estimated value

£358,000

  • Since the 2013 sale (£245,000)+46%
  • Against AL4 0AZ's recent median (£297,500)+20%

Newest record on this page: March 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Floor 02
Bedrooms
2
Floor area
91 m²
980 sq ft
Energy rating
B
Score 81
Council tax
Band E
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£358,000

  • Against its 2013 sale (£245,000)+46%
  • Against AL4 0AZ's recent median (£297,500)+20%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Loyd Court is modelled from its 91 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in AL4 0AZ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    91 m² from the EPC lodged in March 2025

  • Sales of this home

    2 sales recorded, the latest in 2013

  • Recent sales in AL4 0AZ

    5 sales, median £297,500 (2024–2019)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: September 2024Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Loyd Court valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 4 April 2013Most recent

    £245,000

    +9.9%over 7 years

  2. 22 December 2005

    £223,000

Median price across the last 5 sales in AL4 0AZ: £297,500 (2024–2019).

Risks

What this page doesn't show

1 potential issue has already been flagged for Loyd Court, Flat 11, 63 Russet Drive, St Albans, AL4 0AZ. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Loyd Court

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Loyd Court is a two-bedroom mid-terrace house in St Albans (AL4 0AZ). It has a recorded floor area of 91 m² (around 980 sq ft), construction records dating it to 2003-2006 and council tax band E. At 91 m² this is the largest unit on EPC record across Loyd Court (47–91 m²). The building's EPC ratings span D to B, with this unit at the top. The latest certificate (March 2025) returns a B (score 81), comfortably above the UK average. When first surveyed in July 2012 the rating was C, the property has climbed 1 band since. Between certificates, lighting went from Average to Very Good.

At 91 m² the property is well over the postcode median (61 m² across 10 EPCs), placing it in the larger end of the local stock. Across 2005–2013, sale prices on this property compounded at 1.3% per year. Today's modelled estimate of £358,000 is 46.1% above the 2013 sale price. On a £-per-square-foot basis, the last sale (£250/sq ft) was about 23.3% below the postcode norm. Last changed hands 13 years ago, in April 2013.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Open-plan layoutYes
  • EnsuiteYes

Outside

  • Private gardenYes
  • ParkingAllocated

Building

  • Heating systemGas
  • RefurbishedYes
Before you decide

Everything you need to know about Loyd Court

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Mar 2025

EPC Rating

A
B
B81
C
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
1.7 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 9 March 2035

8 years remaining

Property Improvements

Changes detected from historical EPC data

Mar 2025from Jul 2012
EPC improved fromC80toB81
Low Energy Lighting
41%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Loyd Court, Flat 11, 63 Russet Drive, St Albans, AL4 0AZ, sourced from the PlanIt planning register.

Loyd Court has no planning applications on record.

2

But the area is active

2 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Russet Drive homes

Four headline reads against 10 similar flats on this street, drawn from the latest EPC and Land Registry data.

Loyd Court is notably below the street on price per m².

Price per m²

£2,692

Street avg £4,272

Strongly below

Floor Area

91 m²

Street avg 65 m²

Strongly above

Habitable Rooms

3 rooms

Street avg 3 rooms

Above

CO₂ Emissions

1.7 t/year

Street avg 1.6 t/year

Below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the St Albans district page.
Full St Albans report

Crime

113/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Claughton Court — bus stop.

Closest school

0.5 km

Windermere Primary School. 32 schools nearby.

Nearest schools

  • Windermere Primary SchoolPrimary465m
  • Camp Primary and Nursery SchoolPrimary579m
  • Cunningham Hill Junior SchoolPrimary900m
  • Cunningham Hill Infant SchoolPrimary900m

Nearest stops

  • Claughton CourtBus stop61m
  • Bramley WayBus stop141m
  • Camp RoadBus stop186m
  • Lynton AvenueBus stop319m

Most reported crime locally

  • Violence & Sexual Offences652 reports36%
  • Anti-social Behaviour358 reports20%
  • Criminal Damage & Arson159 reports9%
  • Vehicle Crime143 reports8%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

SDL Surveying

Get a survey for this property

Level 2 HomeBuyer Report

21st century2nd Floor FlatEPC B

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £595 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£313k

Anderson House, Flat 26, Cairns Close

AL4 0EY

Flat
£308k

Anderson House, Flat 14, Cairns Close

AL4 0EY

Flat
£306k

Anderson House, Flat 12, Cairns Close

AL4 0EY

Flat
£305k

Anderson House, Flat 10, Cairns Close

AL4 0EY

Flat
£305k

Anderson House, Flat 16, Cairns Close

AL4 0EY

Flat
£290k

Anderson House, Flat 13, Cairns Close

AL4 0EY

Flat
£289k

Anderson House, Flat 17, Cairns Close

AL4 0EY

Flat
£289k

Anderson House, Flat 5, Cairns Close

AL4 0EY

Flat

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Loyd Court is modelled from its 91 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in AL4 0AZ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Loyd Court. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Loyd Court was lodged in March 2025 at band B and is valid until March 2035. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Loyd Court. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 32 schools and 30 stops listed are measured in a straight line from AL4 0AZ, not by walking route.
Council tax band
Loyd Court is in council tax band E. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Loyd Court, Flat 11, 63 Russet Drive, St Albans, AL4 0AZ. Each answer is also embedded as structured data for search engines.

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