Model valuation£417,0008 Busby Close
Local market context
28 Oswald Road, St Albans, AL1 3AQ
7 planning records
Estimated value
£616,000
- Since the 2005 sale (£245,000)+151%
- Against AL1 3AQ's recent median (£770,000)-20%
Newest record on this page: October 2024. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Mid terrace
Bedrooms
2
Bathroom
1
Floor area
87 m²
936 sq ft
Energy rating
D
Score 64
Council tax
Band D
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£616,000
- Against its 2005 sale (£245,000)+151%
- Against AL1 3AQ's recent median (£770,000)-20%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 28 Oswald Road is modelled from its 87 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in AL1 3AQ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
87 m² from the EPC lodged in October 2024
Sales of this home
2 sales recorded, the latest in 2005
Recent sales in AL1 3AQ
5 sales, median £770,000 (2024–2022)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: September 2024 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 of 7 applications | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
28 Oswald Road's estimated value is more than triple its earliest registered sale price (2001).
Sales timeline
18 August 2005Most recent
£245,000
+40.8%over 3 years6 September 2001
£174,000
Median price across the last 5 sales in AL1 3AQ: £770,000 (2024–2022).
Nearby sales in AL1 3AQ
What this page doesn't show
1 potential issue has already been flagged for 28 Oswald Road, St Albans, AL1 3AQ. The detail, evidence and what to ask about it are in the Risks Report.
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 28 Oswald Road
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
28 Oswald Road is a two-bedroom mid-terrace house in St Albans (AL1 3AQ). It has a recorded floor area of 87 m² (around 936 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (October 2024) shows a D (score 64), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 81), a 2-band jump. Other recorded features include a basement. Period features are noted in the property record.
It hasn't traded since August 2005, a hold of 21 years that's notably long for the area. Across 2001–2005, sale prices on this property compounded at 9.1% per year. Today's modelled estimate of £616,000 sits 151.4% above the 2005 sale of £245,000. On a £-per-square-foot basis, the last sale (£262/sq ft) was about 26.7% below the postcode norm. 7 planning records sit against the property, 1 approved, 1 refused. Past consents include a loft conversion, meaningful when judging how the property has evolved.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms2
- Bathrooms1
- Dining roomYes
- CloakroomYes
- StudyYes
- BasementYes
Outside
- Private gardenWest-facing
Building
- Period featuresYes
Before you decide
Everything you need to know about 28 Oswald Road
The true value, the hidden risks and the full sale history, in one report.
Larger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
Current Certificate
Oct 2024EPC Rating
A
B
C
D
D64
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
4.0 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 31 October 2034
Planning history
Applications and permits filed against 28 Oswald Road, St Albans, AL1 3AQ, sourced from the PlanIt planning register.
28 Oswald Road has 2 separate extension applications on the council record.
7 applications on record at 28 Oswald Road, St Albans, AL1 3AQ
7decisions7extensions36documents13nearby
- May 2004BasementOutlineOutcome in report
Certificate of Lawfulness (proposed) - Conversion and extension of basement to form a habitable room
- Documents
- 2 docs on file
- Reference
- 5/2004/0713
- More recent applications — locked
- ExtensionMar 2016Decision
- ExtensionNov 2015Decision
+ 4 more applications in the report
Unlock 28 Oswald Road, St Albans, AL1 3AQ's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (7 on record)
- All 7 applications on this property in full, plus 13 notable nearby
- The 36 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Versus other Oswald Road homes
Four headline reads against 16 similar houses on this street, drawn from the latest EPC and Land Registry data.
Floor Area for 28 Oswald Road lags the street by a wide margin.
Price per m²
£2,816
Street avg £5,881
Floor Area
87 m²
Street avg 99 m²
Habitable Rooms
4 rooms
Street avg 5 rooms
CO₂ Emissions
4.0 t/year
Street avg 4.7 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the St Albans district page.
Rail-style transport is unusually close for this postcode.
Crime
283/mo
Falling year-on-year across the wider district.
Nearest stop
0.1 km
Alexandra Road — bus stop.
Closest school
0.4 km
Loreto College. 37 schools nearby.
Nearest schools
- Loreto CollegeSecondary394m
- St Peter's SchoolPrimary526m
- St Alban & St Stephen Catholic Primary School & NurseryPrimary622m
- Alban City SchoolPrimary693m
Nearest stops
- Alexandra RoadBus stop76m
- St Albans City Rail StationRailway station109m
- Telford CourtBus stop116m
- IcelandBus stop164m
Most reported crime locally
- Violence & Sexual Offences1,137 reports27%
- Anti-social Behaviour796 reports19%
- Shoplifting555 reports13%
- Vehicle Crime377 reports9%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £1,155 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 28 Oswald Road is modelled from its 87 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in AL1 3AQ. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 28 Oswald Road. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 28 Oswald Road was lodged in October 2024 at band D and is valid until October 2034. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 7 applications are matched to 28 Oswald Road. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 37 schools and 30 stops listed are measured in a straight line from AL1 3AQ, not by walking route.
- Council tax band
- 28 Oswald Road is in council tax band D. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 28 Oswald Road, St Albans, AL1 3AQ. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in AL1 3AQSold prices, values and energy ratings for the postcode
- AL 1 property marketPrices, postcodes, schools and transport across the district
- 28 Oswald Road, St Albans valuationHow the estimate is built and what moves it
- UK house price mapExplore prices by district, year by year
- Report on another addressLook up any home in England and Wales