What type of property is 5 Bank Street, OL4 3AE?

5 Bank Street, OL4 3AE is a 2-bedroom mid-terrace house.

What was the last sold price for 5 Bank Street, OL4 3AE?

5 Bank Street, OL4 3AE last sold for £75,500 in July 2017, around 9 years ago. Land Registry has 3 sales on record going back to £79,450 in July 2005. Source: HM Land Registry.

What is the price history for 5 Bank Street, OL4 3AE?

Across 3 sales between July 2005 and July 2017, 5 Bank Street, OL4 3AE fell from £79,450 to £75,500, a change of £3,950. Source: HM Land Registry.

How energy efficient is 5 Bank Street, OL4 3AE?

The current EPC rating for 5 Bank Street, OL4 3AE is D with a score of 57 out of 100, lodged in March 2012. Source: EPC Register.

What is the floor area of 5 Bank Street, OL4 3AE?

5 Bank Street, OL4 3AE has a recorded floor area of 55 m² (591 sq ft), around 27 m² per bedroom. That makes it about 36% smaller than the median EPC-recorded property in OL4 3AE. Source: EPC Register.

How is 5 Bank Street, OL4 3AE heated?

The latest EPC at 5 Bank Street, OL4 3AE records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 5 Bank Street, OL4 3AE?

5 Bank Street, OL4 3AE is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 5 Bank Street, OL4 3AE located?

5 Bank Street, OL4 3AE sits in Oldham. It falls within the OL4 postcode district.

What is crime like near 5 Bank Street, OL4 3AE?

Police records around 5 Bank Street, OL4 3AE show an average of 1 reported crimes per month over the last 5 months. Violent crime makes up roughly 80% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 5 Bank Street, OL4 3AE?

The closest primary school to 5 Bank Street, OL4 3AE is Oasis Academy Clarksfield (510m), one of 36 primaries within walking distance. The closest secondary is Oasis Academy Leesbrook (359m), with 7 secondaries in the surrounding area.

What is the nearest station to 5 Bank Street, OL4 3AE?

The closest bus stop to 5 Bank Street, OL4 3AE is Gibraltar Street, 66m away. In total there are 30 bus stops within the surrounding area.

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5 Bank Street, Oldham, OL4 3AE

3 sales on record

Property type

Mid terrace

Bedrooms

Floor area

55 m²

591 sq ft

Energy rating

Score 57

Council tax

Band A

Tenure

Owner Occupied

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Overview

About 5 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

5 Bank Street is a two-bedroom mid-terrace house in Oldham (OL4 3AE). It has a recorded floor area of 55 m² (around 591 sq ft), construction records dating it to before 1900 and council tax band A. The latest certificate (March 2012) shows a D (score 57), a step below the typical UK home. The rating has held steady at D across 2 certificates since November 2009. Between certificates, lighting went from Poor to Very Good. The latest certificate is from March 2012, so improvements made since then won't be reflected. Period features are noted in the property record.

Today's modelled estimate of £132,000 sits 74.8% above the 2017 sale of £75,500. At 55 m² it sits well below the postcode median (86 m² across 3 EPCs), making it one of the more compact homes locally. Last sold in July 2017, so it's been off the market for around 9 years.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2

Outside

Private gardenYes

Building

Period featuresYes

Before you decide

Everything you need to know about 5 Bank Street

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

5 Bank Street's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 24 Mar 2022

Current Certificate(1 of 2)

Mar 2012

EPC Rating

D57

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

3.2 t/year

Occupancy

Owner Occupied

Certificate validity

Expired on 24 March 2022

New assessment needed to sell or let

Property Improvements

Changes detected from historical EPC data

Mar 2012from Nov 2009

Low Energy Lighting

18%83%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 5 Bank Street, Oldham, OL4 3AE, sourced from the PlanIt planning register.

5 Bank Street has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

5 Bank Street's sale-price growth has lagged the wider UK trajectory across its history on file.

Current estimate

£132,000

Modelled from EPC, postcode comparables and a sale-price growth of -0.4% per year over 12 years.

See how we calculated this

Last sold (2017)

£75,500

Growth on file: -0.4% per year over 12 years.

Sales timeline

20 July 2017Most recent
£75,500
-15.2%over 10 years
19 March 2007
£89,000
+12.0%over 1 year
14 July 2005
£79,450

Median price across the last 3 sales in OL4 3AE: £60,000 (2025–1999).

Nearby sales in OL4 3AE

On the street

Versus other Bank Street homes

Four headline reads against 3 similar houses on this street, drawn from the latest EPC and Land Registry data.

On floor area, 5 Bank Street runs well behind the street norm.

EPC Rating

57 (D)

Street avg 56 (D)

Below

Floor Area

55 m²

Street avg 86 m²

Strongly below

CO₂ Emissions

3.2 t/year

Street avg 5.5 t/year

Strongly above

Habitable Rooms

3 rooms

Street avg 5 rooms

Strongly below

Before you decide

Everything you need to know about 5 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Pick your report · from £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£134k

1 Galland Street

OL4 3EU

2 bed1 bath

£139k

1 Greaves Street, Lees

OL4 3DL

2 bed1 bath

£146k

1 Acorn Mill, Mellor Street, Lees

OL4 3DH

2 bed

£158k

1 Dunham Street, Lees

OL4 3NF

2 bed1 bath

£215k

1 Cennick Close

OL4 3BA

3 bed1 bath

£225k

1 Beckett Street, Lees

OL4 3LB

3 bed1 bath

£226k

1 Constantine Street

OL4 3HB

3 bed

£229k

1 Gowran Park

OL4 3BE

3 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Oldham district page.

Full Oldham report

Crime

1/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Gibraltar Street — bus stop.

Closest school

0.4 km

Oasis Academy Leesbrook. 43 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around OL4 3AE from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

50.8dB

Low

Night-time road noise heatmap for OL4 3AE

Night-time· 23:00 – 07:00

40.6dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 5 Bank Street, Oldham, OL4 3AE. Each answer is also embedded as structured data for search engines.