What kind of home is 15 Howbury Street, MK40 3QU?

15 Howbury Street, MK40 3QU is a 3-bedroom mid-terrace house.

When did 15 Howbury Street, MK40 3QU last change hands?

15 Howbury Street, MK40 3QU last sold for £175,000 in August 2007, around 19 years ago. Before that, it sold for £77,000 in July 2000, so prices have been rising over 7 years on record. Source: HM Land Registry.

How has the value of 15 Howbury Street, MK40 3QU changed over time?

Across 2 sales between July 2000 and August 2007, 15 Howbury Street, MK40 3QU rose from £77,000 to £175,000, a change of £98,000. That works out to roughly +12.3% per year compounded over 7 years. Source: HM Land Registry.

What energy rating does 15 Howbury Street, MK40 3QU have?

The current EPC rating for 15 Howbury Street, MK40 3QU is D with a score of 65 out of 100, lodged in September 2019. The assessor estimates the property could reach a B. Source: EPC Register.

How big is 15 Howbury Street, MK40 3QU?

15 Howbury Street, MK40 3QU has a recorded floor area of 72 m² (775 sq ft), around 24 m² per bedroom. Source: EPC Register.

What heating system does 15 Howbury Street, MK40 3QU use?

The latest EPC at 15 Howbury Street, MK40 3QU records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 15 Howbury Street, MK40 3QU?

15 Howbury Street, MK40 3QU is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 15 Howbury Street, MK40 3QU in?

15 Howbury Street, MK40 3QU sits in Bedford. It falls within the MK40 postcode district.

Is 15 Howbury Street, MK40 3QU in a safe area?

Police records around 15 Howbury Street, MK40 3QU show an average of 328 reported crimes per month over the last 18 months. Violent crime makes up roughly 39% of reports, the most common category. The overall trend is falling (17% versus the prior period). Source: Police UK.

What schools are near 15 Howbury Street, MK40 3QU?

The closest primary school to 15 Howbury Street, MK40 3QU is Castle Newnham School (389m), one of 20 primaries within walking distance. The closest secondary is Bedford Free School (961m), with 8 secondaries in the surrounding area.

What is the nearest station to 15 Howbury Street, MK40 3QU?

The closest bus stop to 15 Howbury Street, MK40 3QU is Howbury Street, 89m away. In total there are 30 bus stops within the surrounding area.

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15 Howbury Street, Bedford, MK40 3QU

Estimated value

£280,000

Since the 2007 sale (£175,000)+60%
Against MK40 3QU's recent median (£300,000)-7%

Newest record on this page: December 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

Mid terrace

Bedrooms

Floor area

72 m²

775 sq ft

Energy rating

Score 65

Council tax

Band B

Tenure

Owner Occupied

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£280,000

Against its 2007 sale (£175,000)+60%
Against MK40 3QU's recent median (£300,000)-7%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 15 Howbury Street is modelled from its 72 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3QU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
72 m² from the EPC lodged in September 2019
Sales of this home
2 sales recorded, the latest in 2007
Recent sales in MK40 3QU
5 sales, median £300,000 (2025–2024)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: December 2025	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sale price has at least doubled since 2000.

Sales timeline

16 August 2007Most recent
£175,000
+127.3%over 7 years
20 July 2000
£77,000

Median price across the last 5 sales in MK40 3QU: £300,000 (2025–2024).

Nearby sales in MK40 3QU

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.

Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About 15 Howbury Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

15 Howbury Street is a three-bedroom mid-terrace house in Bedford (MK40 3QU). It has a recorded floor area of 72 m² (around 775 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (September 2019) shows a D (score 65), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since March 2009. Between certificates, window efficiency went from Poor to Good and lighting went from Average to Very Good; while wall efficiency dropped from Good to Very Poor and roof efficiency dropped from Good to Very Poor. The recommended improvements would lift it to B (score 85), a 2-band jump.

Held since August 2007 — that's 19 years off the open market, well above the local norm. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. Across 2000–2007, sale prices on this property compounded at 12.3% per year. Today's modelled estimate of £280,000 sits 60% above the 2007 sale of £175,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms3
Dining roomYes

Outside

Private gardenFront and rear

Building

Heating systemGas

Before you decide

Everything you need to know about 15 Howbury Street

The true value, the hidden risks and the full sale history, in one report.

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)

Sept 2019

EPC Rating

D65

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

3.3 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 4 September 2029

2 years remaining

Property Improvements

Changes detected from historical EPC data

Sept 2019from Mar 2009

Hot Water

Very GoodGood

Hot water efficiency decreased

Windows

Partial DoubleFull Double

Windows upgraded, improving insulation

Low Energy Lighting

25%75%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 15 Howbury Street, Bedford, MK40 3QU, sourced from the PlanIt planning register.

15 Howbury Street has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Howbury Street homes

Four headline reads against 35 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 15 Howbury Street lags the street by a wide margin.

Price per m²

£2,431

Street avg £3,281

Strongly below

Floor Area

72 m²

Street avg 78 m²

Below

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

3.3 t/year

Street avg 4.2 t/year

Above

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Crime

328/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Howbury Street — bus stop.

Closest school

0.4 km

Castle Newnham School. 28 schools nearby.

Nearest schools

Castle Newnham SchoolPrimary389m
Bedford Free SchoolSecondary961m
Bedford College16 plus997m
St John Rigby Catholic Primary SchoolPrimary1.1km

Nearest stops

Howbury StreetBus stop89m
The EmbankmentBus stop182m
Dudley StreetBus stop277m
Goldington AvenueBus stop415m

Most reported crime locally

Violence & Sexual Offences2,300 reports39%
Anti-social Behaviour897 reports15%
Public Order447 reports8%
Vehicle Crime353 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 3QU from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for MK40 3QU

Night-time· 23:00 – 07:00

42.8dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildExtended multiple times (2+ extensions)Solid (non-cavity) walls

Because the property was built before 1919, has been extended more than once, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£308k

1 Crediton Mews

MK40 3FB

3 bed

£353k

1 Howbury Street

MK40 3QU

3 bed1 bath

£355k

1 Dudley Street

MK40 3TA

3 bed1 bath

£403k

1 Browns Court, St Cuthberts Street

MK40 3JD

3 bed

£436k

1 Bower Street

MK40 3RD

3 bed2 bath

£291k

1 Fontwell Close

MK40 3UR

2 bed1 bath

£256k

1 Crediton Close

MK40 3DU

2 bed

£248k

1 Dean Street

MK40 3EQ

2 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for 15 Howbury Street is modelled from its 72 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3QU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 15 Howbury Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 15 Howbury Street was lodged in September 2019 at band D and is valid until September 2029. 2 certificates are on record, which shows how the home has changed.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to 15 Howbury Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 28 schools and 30 stops listed are measured in a straight line from MK40 3QU, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: 15 Howbury Street is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 15 Howbury Street, Bedford, MK40 3QU. Each answer is also embedded as structured data for search engines.

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