What type of property is 10 Howbury Street, MK40 3QU?

10 Howbury Street, MK40 3QU is a 3-bedroom end-of-terrace house.

What did 10 Howbury Street, MK40 3QU sell for?

10 Howbury Street, MK40 3QU last sold for £289,500 in October 2016, around 10 years ago. Before that, it sold for £156,000 in June 2009, so prices have been rising over 7 years on record. Source: HM Land Registry.

Has 10 Howbury Street, MK40 3QU appreciated in value?

Across 2 sales between June 2009 and October 2016, 10 Howbury Street, MK40 3QU rose from £156,000 to £289,500, a change of £133,500. That works out to roughly +8.8% per year compounded over 7 years. Source: HM Land Registry.

What is the EPC rating for 10 Howbury Street, MK40 3QU?

The current EPC rating for 10 Howbury Street, MK40 3QU is E with a score of 50 out of 100, lodged in June 2015. It has improved from a F recorded in November 2008. The assessor estimates the property could reach a C. Source: EPC Register.

What is the floor area of 10 Howbury Street, MK40 3QU?

10 Howbury Street, MK40 3QU has a recorded floor area of 98 m² (1,055 sq ft), around 33 m² per bedroom. That makes it about 33% larger than the median EPC-recorded property in MK40 3QU. Source: EPC Register.

How is 10 Howbury Street, MK40 3QU heated?

The latest EPC at 10 Howbury Street, MK40 3QU records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 10 Howbury Street, MK40 3QU?

10 Howbury Street, MK40 3QU is in council tax band C.

Where is 10 Howbury Street, MK40 3QU located?

10 Howbury Street, MK40 3QU sits in Bedford. It falls within the MK40 postcode district.

What is crime like near 10 Howbury Street, MK40 3QU?

Police records around 10 Howbury Street, MK40 3QU show an average of 328 reported crimes per month over the last 18 months. Violent crime makes up roughly 39% of reports, the most common category. The overall trend is falling (17% versus the prior period). Source: Police UK.

Which schools serve 10 Howbury Street, MK40 3QU?

The closest primary school to 10 Howbury Street, MK40 3QU is Castle Newnham School (389m), one of 20 primaries within walking distance. The closest secondary is Bedford Free School (961m), with 8 secondaries in the surrounding area.

How well connected is 10 Howbury Street, MK40 3QU?

The closest bus stop to 10 Howbury Street, MK40 3QU is Howbury Street, 89m away. In total there are 30 bus stops within the surrounding area.

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10 Howbury Street, Bedford, MK40 3QU

Estimated value

£358,000

Since the 2016 sale (£289,500)+24%
Against MK40 3QU's recent median (£300,000)+19%

Newest record on this page: December 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

End terrace

Bedrooms

Bathroom

Floor area

98 m²

1055 sq ft

Energy rating

Score 50

Council tax

Band C

Tenure

Owner Occupied

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£358,000

Against its 2016 sale (£289,500)+24%
Against MK40 3QU's recent median (£300,000)+19%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 10 Howbury Street is modelled from its 98 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3QU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
98 m² from the EPC lodged in June 2015
Sales of this home
2 sales recorded, the latest in 2016
Recent sales in MK40 3QU
5 sales, median £300,000 (2025–2024)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: December 2025	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

10 Howbury Street valuation sits well clear of the typical sold price in this postcode.

Sales timeline

20 October 2016Most recent
£289,500
+85.6%over 7 years
14 June 2009
£156,000

Median price across the last 5 sales in MK40 3QU: £300,000 (2025–2024).

Nearby sales in MK40 3QU

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.

Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About 10 Howbury Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

10 Howbury Street is a three-bedroom end-of-terrace house in Bedford (MK40 3QU). It has a recorded floor area of 98 m² (around 1055 sq ft), construction records dating it to before 1900 and council tax band C. The latest certificate (June 2015) shows an E (score 50), well below the UK norm with real room to improve. When first surveyed in November 2008 the rating was F, the property has climbed 1 band since. Between certificates, window efficiency went from Very Poor to Poor, hot-water efficiency went from Average to Good and lighting went from Very Poor to Average. The recommended improvements would lift it to C (score 79), a 2-band jump. The latest certificate is from June 2015, so improvements made since then won't be reflected.

At 98 m² the property is well over the postcode median (74 m² across 38 EPCs), placing it in the larger end of the local stock. It lags the bulk of the postcode on energy efficiency (less efficient than 79% of similar EPCs). Across 2009–2016, sale prices on this property compounded at 8.8% per year. Today's modelled estimate of £358,000 is 23.7% above the 2016 sale price. On a £-per-square-foot basis, the last sale (£274/sq ft) was about 22.7% above the typical sold price in the postcode. Last sold in October 2016, so it's been off the market for around 10 years.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms3
Bathrooms1

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Everything you need to know about 10 Howbury Street

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 02 Jun 2025

Current Certificate(1 of 2)

Jun 2015

EPC Rating

E50

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Poor

CO2 Emissions

5.5 t/year

Occupancy

Owner Occupied

Certificate validity

Expired on 2 June 2025

New assessment needed to sell or let

Property Improvements

Changes detected from historical EPC data

Jun 2015from Nov 2008

EPC improved fromF35toE50

Hot Water

AverageGood

Hot water efficiency improved

Windows

SinglePartial Double

Single glazing replaced with double or better glazing

Low Energy Lighting

0%29%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 10 Howbury Street, Bedford, MK40 3QU, sourced from the PlanIt planning register.

10 Howbury Street has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Howbury Street homes

Four headline reads against 35 similar houses on this street, drawn from the latest EPC and Land Registry data.

10 Howbury Street outperforms the street on floor area by a wide margin.

Price per m²

£2,954

Street avg £3,262

Below

Floor Area

98 m²

Street avg 77 m²

Strongly above

Habitable Rooms

5 rooms

Street avg 4 rooms

Strongly above

CO₂ Emissions

5.5 t/year

Street avg 4.1 t/year

Strongly below

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Crime

328/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Howbury Street — bus stop.

Closest school

0.4 km

Castle Newnham School. 28 schools nearby.

Nearest schools

Castle Newnham SchoolPrimary389m
Bedford Free SchoolSecondary961m
Bedford College16 plus997m
St John Rigby Catholic Primary SchoolPrimary1.1km

Nearest stops

Howbury StreetBus stop89m
The EmbankmentBus stop182m
Dudley StreetBus stop277m
Goldington AvenueBus stop415m

Most reported crime locally

Violence & Sexual Offences2,300 reports39%
Anti-social Behaviour897 reports15%
Public Order447 reports8%
Vehicle Crime353 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 3QU from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for MK40 3QU

Night-time· 23:00 – 07:00

42.8dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

Get a survey for this property

Level 3 Building Survey

Victorian-eraEnd-Terrace HouseEPC EPre-1919 buildExtended multiple times (2+ extensions)Solid (non-cavity) walls

Because the property was built before 1919, has been extended more than once, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £955 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£355k

1 Dudley Street

MK40 3TA

3 bed1 bath

£353k

1 Howbury Street

MK40 3QU

3 bed1 bath

£403k

1 Browns Court, St Cuthberts Street

MK40 3JD

3 bed

£308k

1 Crediton Mews

MK40 3FB

3 bed

£436k

1 Bower Street

MK40 3RD

3 bed2 bath

£354k

1 Dawlish Drive

MK40 3BB

4 bed1 bath

£350k

1 Brixham Close

MK40 3BH

4 bed

£341k

1 Denmark Street

MK40 3TG

2 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for 10 Howbury Street is modelled from its 98 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3QU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 10 Howbury Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 10 Howbury Street was lodged in June 2015 at band E and expired in June 2025, so a new one is needed to sell or let. 2 certificates are on record, which shows how the home has changed.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to 10 Howbury Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 28 schools and 30 stops listed are measured in a straight line from MK40 3QU, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: 10 Howbury Street is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 10 Howbury Street, Bedford, MK40 3QU. Each answer is also embedded as structured data for search engines.

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