What kind of home is 28a, St Loyes Street, MK40 1EP?

28a, St Loyes Street, MK40 1EP is a mid-terrace house.

What was the last sold price for 28a, St Loyes Street, MK40 1EP?

28a, St Loyes Street, MK40 1EP last sold for £200,000 in August 2023, around 3 years ago. Before that, it sold for £175,000 in November 2003, so prices have been rising over 20 years on record. Source: HM Land Registry.

Has 28a, St Loyes Street, MK40 1EP appreciated in value?

Across 2 sales between November 2003 and August 2023, 28a, St Loyes Street, MK40 1EP rose from £175,000 to £200,000, a change of £25,000. That works out to roughly +0.7% per year compounded over 20 years. Source: HM Land Registry.

How energy efficient is 28a, St Loyes Street, MK40 1EP?

The current EPC rating for 28a, St Loyes Street, MK40 1EP is D with a score of 64 out of 100, lodged in July 2023. Source: EPC Register.

How big is 28a, St Loyes Street, MK40 1EP?

28a, St Loyes Street, MK40 1EP has a recorded floor area of 32 m² (344 sq ft). Source: EPC Register.

What heating system does 28a, St Loyes Street, MK40 1EP use?

The latest EPC at 28a, St Loyes Street, MK40 1EP records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 28a, St Loyes Street, MK40 1EP?

28a, St Loyes Street, MK40 1EP is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 28a, St Loyes Street, MK40 1EP in?

28a, St Loyes Street, MK40 1EP sits in Bedford. It falls within the MK40 postcode district.

Is 28a, St Loyes Street, MK40 1EP in a safe area?

Police records around 28a, St Loyes Street, MK40 1EP show an average of 7 reported crimes per month over the last 14 months. Violent crime makes up roughly 47% of reports, the most common category. The overall trend is rising (255% versus the prior period). Source: Police UK.

What schools are near 28a, St Loyes Street, MK40 1EP?

The closest primary school to 28a, St Loyes Street, MK40 1EP is Priory Primary School (362m), one of 23 primaries within walking distance. The closest secondary is Bedford College (546m), with 8 secondaries in the surrounding area.

What transport links are near 28a, St Loyes Street, MK40 1EP?

The closest bus stop to 28a, St Loyes Street, MK40 1EP is Harpur Street, 66m away. The nearest bus option is Bus Station, 92m away.

Calculators

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28a, St Loyes Street, Bedford, MK40 1EP

Property type

Mid terrace

Floor 01

Habitable rooms

From EPC

Floor area

32 m²

344 sq ft

Energy rating

Score 64

Council tax

Band A

Tenure

Private Rental

Overview

About 28a

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

28a is a mid-terrace house in Bedford (MK40 1EP). It has a recorded floor area of 32 m² (around 344 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (July 2023) shows a D (score 64), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since August 2010. Between certificates, roof efficiency went from Very Poor to Good, window efficiency went from Poor to Average and lighting went from Good to Very Good; while wall efficiency dropped from Poor to Very Poor.

Across 2003–2023, sale prices on this property compounded at 0.7% per year. Sold August 2023 for £200,000.

Before you decide

Everything you need to know about 28a

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Jul 2023

EPC Rating

D64

Main Heating

—

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

2.2 t/year

Occupancy

Rented

Property Improvements

Changes detected from historical EPC data

Jul 2023from Aug 2010

Main Fuel

GasCommunity

Changed to a more efficient fuel source

Windows

Partial DoubleFull Double

Windows upgraded, improving insulation

Roof Insulation

PartialInsulated

Roof insulation improved

Low Energy Lighting

50%100%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-era1st Floor MaisonetteEPC DPre-1919 buildNo mains gasSolid (non-cavity) walls

Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Planning

Planning history

Applications and permits filed against 28a, St Loyes Street, Bedford, MK40 1EP, sourced from the PlanIt planning register.

28a has no planning applications on record.

But the area is active

10 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

28a's sale-price growth has lagged the wider UK trajectory across its history on file.

Current estimate

£217,000

Modelled from EPC, postcode comparables and a sale-price growth of 0.7% per year over 20 years.

See how we calculated this

Last sold (2023)

£200,000

Growth on file: 0.7% per year over 20 years.

Sales timeline

24 August 2023Most recent
£200,000
+14.3%over 19 years
3 November 2003
£175,000

Before you decide

Everything you need to know about 28a

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£207k

1 Maitland Street

MK40 1QX

£271k

1 Merchant Gate, Riverside Square

MK40 1AS

£170k

1 3, Silver Street

MK40 1SY

£170k

1 Ashburnham Court, Ashburnham Road

MK40 1DY

£288k

1 Grafton Road

MK40 1DH

5 bed3 bath

£160k

1 Dearne Villas, Ashburnham Road

MK40 1EJ

£159k

1 Heron Quay

MK40 1TH

2 bed1 bath

£150k

1 Braemar Court, Ashburnham Road

MK40 1DZ

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Reported crime in the wider district is trending notably upward year-on-year.

Crime

7/mo

Rising year-on-year across the wider district.

Nearest stop

0.1 km

Harpur Street — bus stop.

Closest school

0.4 km

Priory Primary School. 31 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 1EP from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

55.3dB

Moderate

Night-time road noise heatmap for MK40 1EP

Night-time· 23:00 – 07:00

46.1dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 28a, St Loyes Street, Bedford, MK40 1EP. Each answer is also embedded as structured data for search engines.