What type of property is 45 Merchant Gate, Riverside Square, MK40 1AS?

45 Merchant Gate, Riverside Square, MK40 1AS is a detached house.

When did 45 Merchant Gate, Riverside Square, MK40 1AS last change hands?

45 Merchant Gate, Riverside Square, MK40 1AS last sold for £370,000 in March 2020, around 6 years ago. Before that, it sold for £395,000 in June 2017, so prices have been falling over 3 years on record. Source: HM Land Registry.

How has the value of 45 Merchant Gate, Riverside Square, MK40 1AS changed over time?

Across 2 sales between June 2017 and March 2020, 45 Merchant Gate, Riverside Square, MK40 1AS fell from £395,000 to £370,000, a change of £25,000. That works out to roughly -2.4% per year compounded over 3 years. Source: HM Land Registry.

What is the EPC rating for 45 Merchant Gate, Riverside Square, MK40 1AS?

The current EPC rating for 45 Merchant Gate, Riverside Square, MK40 1AS is B with a score of 84 out of 100, lodged in May 2017. Source: EPC Register.

What is the floor area of 45 Merchant Gate, Riverside Square, MK40 1AS?

45 Merchant Gate, Riverside Square, MK40 1AS has a recorded floor area of 72 m² (775 sq ft). Source: EPC Register.

How is 45 Merchant Gate, Riverside Square, MK40 1AS heated?

The latest EPC at 45 Merchant Gate, Riverside Square, MK40 1AS records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 45 Merchant Gate, Riverside Square, MK40 1AS?

45 Merchant Gate, Riverside Square, MK40 1AS is in council tax band C.

Where is 45 Merchant Gate, Riverside Square, MK40 1AS located?

45 Merchant Gate, Riverside Square, MK40 1AS sits in Bedford. It falls within the MK40 postcode district.

How safe is the area around 45 Merchant Gate, Riverside Square, MK40 1AS?

Police records around 45 Merchant Gate, Riverside Square, MK40 1AS show an average of 7 reported crimes per month over the last 14 months. Violent crime makes up roughly 47% of reports, the most common category. The overall trend is rising (255% versus the prior period). Source: Police UK.

Which schools serve 45 Merchant Gate, Riverside Square, MK40 1AS?

The closest primary school to 45 Merchant Gate, Riverside Square, MK40 1AS is Priory Primary School (534m), one of 23 primaries within walking distance. The closest secondary is Bedford College (171m), with 7 secondaries in the surrounding area.

What is the nearest station to 45 Merchant Gate, Riverside Square, MK40 1AS?

The closest bus stop to 45 Merchant Gate, Riverside Square, MK40 1AS is Pilgrims House, 76m away. The nearest bus option is Bus Station, 316m away.

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45 Merchant Gate, Riverside Square, Bedford, MK40 1AS

EPC B

Property type

Detached

Floor top floor

Floor area

72 m²

775 sq ft

Energy rating

Score 84

Council tax

Band C

Overview

About 45 Merchant Gate

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

45 Merchant Gate is a detached house in Bedford (MK40 1AS). It has a recorded floor area of 72 m² (around 775 sq ft) and council tax band C. The latest certificate (May 2017) returns a B (score 84), comfortably above the UK average. The rating has held steady at B across 2 certificates since April 2017. At 72 m² this is the 17th smallest of 46 units on EPC record in the building, where floor areas span 49–116 m².

Across 2017–2020, sale prices on this property compounded at -2.4% per year. On a £-per-square-foot basis, the last sale (£477/sq ft) was about 22.8% above the typical sold price in the postcode. Last sale on file: £370,000 in March 2020.

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Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

45 Merchant Gate's carbon output is low for the local stock.

Current Certificate(1 of 2)

May 2017

EPC Rating

B84

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Very Good

CO2 Emissions

1.1 t/year

Occupancy

—

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Planning

Planning history

Applications and permits filed against 45 Merchant Gate, Riverside Square, Bedford, MK40 1AS, sourced from the PlanIt planning register.

45 Merchant Gate has no planning applications on record.

But the area is active

10 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Current estimate

£344,000

Modelled from EPC, postcode comparables and a sale-price growth of -2.4% per year over 3 years.

See how we calculated this

Last sold (2020)

£370,000

Growth on file: -2.4% per year over 3 years.

Sales timeline

9 March 2020Most recent
£370,000
-6.3%over 2 years
22 June 2017
£395,000

Median price across the last 5 sales in MK40 1AS: £255,000 (2024–2020).

Nearby sales in MK40 1AS

On the street

Versus other Riverside Square homes

Four headline reads against 48 similar flats on this street, drawn from the latest EPC and Land Registry data.

On price per m², 45 Merchant Gate stands well clear of the street.

Price per m²

£5,139

Street avg £4,263

Strongly above

Floor Area

72 m²

Street avg 69 m²

Below

CO₂ Emissions

1.1 t/year

Street avg 1.0 t/year

On par

Years Held

6 years

Street avg 8 years

Strongly below

Before you decide

Everything you need to know about 45 Merchant Gate

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£363k

1 3, Ashburnham Road

MK40 1DX

2 bed1 bath

£405k

1 Costin Street

MK40 1RD

3 bed2 bath

£288k

1 Grafton Road

MK40 1DH

5 bed3 bath

£426k

1 Alexandra Road

MK40 1JA

2 bed

£271k

1 Merchant Gate, Riverside Square

MK40 1AS

£207k

1 Maitland Street

MK40 1QX

£170k

1 3, Silver Street

MK40 1SY

£170k

1 Ashburnham Court, Ashburnham Road

MK40 1DY

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Rail-style transport is unusually close for this postcode.

Crime

7/mo

Rising year-on-year across the wider district.

Nearest stop

0.1 km

Pilgrims House — bus stop.

Closest school

0.2 km

Bedford College. 30 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 1AS from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

57.2dB

Moderate

Night-time road noise heatmap for MK40 1AS

Night-time· 23:00 – 07:00

48.4dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 45 Merchant Gate, Riverside Square, Bedford, MK40 1AS. Each answer is also embedded as structured data for search engines.