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12 Merchant Gate, Riverside Square, Bedford, MK40 1AS

EPC B

Estimated value

£308,000

  • Since the 2017 sale (£347,000)-11%
  • Against MK40 1AS's recent median (£255,000)+21%

Newest record on this page: November 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Detached
Floor mid floor
Floor area
81 m²
872 sq ft
Energy rating
B
Score 85
Council tax
Band C
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£308,000

  • Against its 2017 sale (£347,000)-11%
  • Against MK40 1AS's recent median (£255,000)+21%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 12 Merchant Gate is modelled from its 81 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK40 1AS. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    81 m² from the EPC lodged in April 2017

  • Sales of this home

    1 sale recorded, the latest in 2017

  • Recent sales in MK40 1AS

    5 sales, median £255,000 (2025–2021)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: November 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sales timeline

  1. 5 July 2017Most recent

    £347,000

Median price across the last 5 sales in MK40 1AS: £255,000 (2025–2021).

Risks

What this page doesn't show

2 potential issues have already been flagged for 12 Merchant Gate, Riverside Square, Bedford, MK40 1AS. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 12 Merchant Gate

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

12 Merchant Gate is a detached house in Bedford (MK40 1AS). It has a recorded floor area of 81 m² (around 872 sq ft) and council tax band C. The latest certificate (April 2017) returns a high B (score 85), putting the home a stone's throw from an A rating. At 81 m² this is the 37th smallest of 46 units on EPC record in the building, where floor areas span 49–116 m².

Today's modelled estimate of £308,000 is 11.2% below the 2017 sale of £347,000, below the original sale price, which typically signals condition or completion-status changes worth verifying. Last sold in July 2017, so it's been off the market for around 9 years.

Before you decide

Everything you need to know about 12 Merchant Gate

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

12 Merchant Gate's carbon output is low for the local stock.

Current Certificate
Apr 2017

EPC Rating

A
B
B85
C
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Good
CO2 Emissions
1.0 t/year
Occupancy
—

Certificate validity

Valid until 27 April 2027

5 months remaining
Planning

Planning history

Applications and permits filed against 12 Merchant Gate, Riverside Square, Bedford, MK40 1AS, sourced from the PlanIt planning register.

12 Merchant Gate has no planning applications on record.

10

But the area is active

10 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Riverside Square homes

Four headline reads against 48 similar flats on this street, drawn from the latest EPC and Land Registry data.

12 Merchant Gate outperforms the street on epc rating by a wide margin.

Price per m²

£4,284

Street avg £4,258

On par

Floor Area

81 m²

Street avg 69 m²

Strongly above

CO₂ Emissions

1.0 t/year

Street avg 1.0 t/year

On par

Years Held

9 years

Street avg 8 years

Above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Full Bedford report

Rail-style transport is unusually close for this postcode.

Crime

328/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Pilgrims House — bus stop.

Closest school

0.2 km

Bedford College. 30 schools nearby.

Nearest schools

  • Bedford College16 plus171m
  • Bedford Free SchoolSecondary293m
  • Priory Primary SchoolPrimary534m
  • Cauldwell SchoolPrimary1.0km

Nearest stops

  • Pilgrims HouseBus stop76m
  • St Paul's SquareBus stop99m
  • River StreetBus stop169m
  • Bedford CollegeBus stop279m

Most reported crime locally

  • Violence & Sexual Offences2,300 reports39%
  • Anti-social Behaviour897 reports15%
  • Public Order447 reports8%
  • Vehicle Crime353 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 1AS from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK40 1AS

Daytime· 07:00 – 23:00

57.2dB

Moderate
Night-time road noise heatmap for MK40 1AS

Night-time· 23:00 – 07:00

48.4dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 2 HomeBuyer Report

Mid Floor FlatEPC BLow flood risk

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £595 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£315k

1 Grafton Road

MK40 1DH

5 bed3 bath
£343k

1 3, Ashburnham Road

MK40 1DX

2 bed1 bath
£272k

1 Merchant Gate, Riverside Square

MK40 1AS

£365k

1 Costin Street

MK40 1RD

3 bed2 bath
£226k

1 Maitland Street

MK40 1QX

£460k

1 Alexandra Road

MK40 1JA

2 bed
£172k

1 3, Silver Street

MK40 1SY

£168k

1 Ashburnham Court, Ashburnham Road

MK40 1DY

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 12 Merchant Gate is modelled from its 81 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK40 1AS. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 12 Merchant Gate. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 12 Merchant Gate was lodged in April 2017 at band B and is valid until April 2027. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 12 Merchant Gate. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 30 schools and 30 stops listed are measured in a straight line from MK40 1AS, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
12 Merchant Gate is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 12 Merchant Gate, Riverside Square, Bedford, MK40 1AS. Each answer is also embedded as structured data for search engines.

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