Model valuation£417,0008 Busby Close
Local market context
5 Merchant Place, Riverside Square, Bedford, MK40 1AR
EPC B
Estimated value
£196,000
- Since the 2022 sale (£98,000)+100%
- Against MK40 1AR's recent median (£60,000)+227%
Newest record on this page: April 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Detached
Floor top floor
Floor area
82 m²
883 sq ft
Energy rating
B
Score 84
Council tax
Band B
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£196,000
- Against its 2022 sale (£98,000)+100%
- Against MK40 1AR's recent median (£60,000)+227%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 5 Merchant Place is modelled from its 82 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK40 1AR. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
82 m² from the EPC lodged in November 2017
Sales of this home
1 sale recorded, the latest in 2022
Recent sales in MK40 1AR
5 sales, median £60,000 (2025–2021)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: April 2025 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
The latest sale landed in the post-pandemic price surge — useful context when reading the figure.
Sales timeline
22 June 2022Most recent
£98,000
Median price across the last 5 sales in MK40 1AR: £60,000 (2025–2021).
Nearby sales in MK40 1AR
14 Merchant Place, Riverside Square, Bedford, MK40 1AR
Sold Apr 2025
£140,00011 Merchant Place, Riverside Square, Bedford, MK40 1AR
Sold Dec 2022
£66,0007 Merchant Place, Riverside Square, Bedford, MK40 1AR
Sold Dec 2021
£60,00017 Merchant Place, Riverside Square, Bedford, MK40 1AR
Sold Sept 2021
£59,40015 Merchant Place, Riverside Square, Bedford, MK40 1AR
Sold May 2021
£59,200
What this page doesn't show
2 potential issues have already been flagged for 5 Merchant Place, Riverside Square, Bedford, MK40 1AR. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 5 Merchant Place
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
5 Merchant Place is a detached house in Bedford (MK40 1AR). It has a recorded floor area of 82 m² (around 883 sq ft) and council tax band B. The latest certificate (November 2017) returns a B (score 84), comfortably above the UK average. The rating has held steady at B across 3 certificates since May 2017.
At 82 m² the property is well over the postcode median (46 m² across 18 EPCs), placing it in the larger end of the local stock. Today's modelled estimate of £196,000 sits 100% above the 2022 sale of £98,000. Sold June 2022 for £98,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.
Before you decide
Everything you need to know about 5 Merchant Place
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
5 Merchant Place's carbon output is low for the local stock.
Current Certificate(1 of 3)
Nov 2017
EPC Rating
A
B
B84
C
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Good
CO2 Emissions
1.3 t/year
Occupancy
—
Certificate validity
Valid until 29 November 2027
Planning history
Applications and permits filed against 5 Merchant Place, Riverside Square, Bedford, MK40 1AR, sourced from the PlanIt planning register.
5 Merchant Place has no planning applications on record.
10
But the area is active
10 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Riverside Square homes
Four headline reads against 18 similar flats on this street, drawn from the latest EPC and Land Registry data.
Price per m² for 5 Merchant Place lags the street by a wide margin.
Price per m²
£1,195
Street avg £1,656
Floor Area
82 m²
Street avg 54 m²
CO₂ Emissions
1.3 t/year
Street avg 1.0 t/year
Years Held
4 years
Street avg 5 years
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Rail-style transport is unusually close for this postcode.
Crime
328/mo
Falling year-on-year across the wider district.
Nearest stop
0.0 km
Pilgrims House — bus stop.
Closest school
0.2 km
Bedford College. 31 schools nearby.
Nearest schools
- Bedford College16 plus213m
- Bedford Free SchoolSecondary329m
- Priory Primary SchoolPrimary519m
- Livingstone Primary SchoolPrimary1.1km
Nearest stops
- Pilgrims HouseBus stop36m
- St Paul's SquareBus stop58m
- River StreetBus stop166m
- Bus StationBus station281m
Most reported crime locally
- Violence & Sexual Offences2,300 reports39%
- Anti-social Behaviour897 reports15%
- Public Order447 reports8%
- Vehicle Crime353 reports6%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around MK40 1AR from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
57.2dB
Night-time· 23:00 – 07:00
48.3dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
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Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 5 Merchant Place is modelled from its 82 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK40 1AR. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 5 Merchant Place. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 5 Merchant Place was lodged in November 2017 at band B and is valid until November 2027. 3 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 5 Merchant Place. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 31 schools and 30 stops listed are measured in a straight line from MK40 1AR, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 5 Merchant Place is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 5 Merchant Place, Riverside Square, Bedford, MK40 1AR. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in MK40 1ARSold prices, values and energy ratings for the postcode
- MK 40 property marketPrices, postcodes, schools and transport across the district
- 5 Merchant Place, Riverside Square, Bedford valuationHow the estimate is built and what moves it
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