Model valuation£417,0008 Busby Close
Local market context
32 Bank Close, Luton, LU4 9NX
3 sales on record3 planning records
Estimated value
£314,000
- Since the 2022 sale (£260,000)+21%
- Against LU4 9NX's recent median (£275,000)+14%
Newest record on this page: April 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Semi-detached
Habitable rooms
4
From EPC
Floor area
99 m²
1066 sq ft
Energy rating
C
Score 69
Council tax
Band B
Tenure
Private Rental
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£314,000
- Against its 2022 sale (£260,000)+21%
- Against LU4 9NX's recent median (£275,000)+14%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 32 Bank Close is modelled from its 99 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in LU4 9NX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
99 m² from the EPC lodged in April 2026
Sales of this home
3 sales recorded, the latest in 2022
Recent sales in LU4 9NX
5 sales, median £275,000 (2026–2019)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: February 2026 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 of 3 applications | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
32 Bank Close has more than doubled in price since the earliest registered sale in 2014.
Sales timeline
24 July 2022Most recent
£260,000
-13.3%over 11 months12 August 2021
£300,000
+150.0%over 7 years16 January 2014
£120,000
Median price across the last 5 sales in LU4 9NX: £275,000 (2026–2019).
What this page doesn't show
2 potential issues have already been flagged for 32 Bank Close, Luton, LU4 9NX. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 32 Bank Close
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
32 Bank Close is a semi-detached house in Luton (LU4 9NX). It has a recorded floor area of 99 m² (around 1066 sq ft), construction records dating it to 1950-1966 and council tax band B. The latest certificate (April 2026) shows a C (score 69), just inside the C band. When first surveyed in September 2013 the rating was G, the property has climbed 4 bands since. Between certificates, roof efficiency went from Very Poor to Good, hot-water efficiency went from Very Poor to Good and lighting went from Very Poor to Very Good; while wall efficiency dropped from Good to Poor. The recommended improvements would push it to B (score 85). This certificate was lodged in the last six months, so the rating reflects current condition.
At 99 m² it's 20.7% larger than the typical home in the postcode (82 m² median across 25 EPCs). Across 2014–2022, sale prices on this property compounded at 9.5% per year. Today's modelled estimate of £314,000 is 20.8% above the 2022 sale price. On a £-per-square-foot basis, the last sale (£244/sq ft) was about 63.6% above the typical sold price in the postcode. 3 planning records sit against the property, 3 approved, 0 refused. Last sale on file: £260,000 in July 2022. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.
Before you decide
Everything you need to know about 32 Bank Close
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
The EPC has just been inspected, so the rating reflects current condition.
Current Certificate(1 of 5)
Apr 2026
EPC Rating
A
B
C
C69
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
3.5 t/year
Occupancy
Rented
Certificate validity
Valid until 1 April 2036
Property Improvements
Changes detected from historical EPC data
Jul 2014from Sept 2013
EPC improved fromG18toE54
Heating System
Room HeatersGas Boiler
Upgraded to gas central heating
Hot Water
ImmersionMain System
Hot water system upgraded
Windows
AverageGood
Window efficiency improved
Roof
Very PoorAverage
Roof insulation improved
Mar 2016from Jul 2014
EPC improved fromE54toD64
Wall Insulation
UninsulatedInsulated Cavity
Cavity wall insulation installed
Apr 2024from Mar 2016
EPC improved fromD64toC80
Heating System
Gas BoilerRoom Heaters
Heating system changed
Main Fuel
GasElectric
Changed to a more efficient fuel source
Hot Water
Main SystemInstantaneous
Hot water system changed
Windows
Full DoubleHigh Performance
High performance glazing installed
Walls
GoodVery Good
Wall insulation improved
Roof Insulation
PartialWell Insulated
Loft insulation upgraded to recommended levels
Floor Insulation
UninsulatedInsulated
Floor insulation added or improved
Low Energy Lighting
0%100%
More low energy lighting installed
Apr 2026from Apr 2024
Heating System
Room HeatersGas Boiler
Upgraded to gas central heating
Main Fuel
ElectricGas
Connected to mains gas supply
Heating Controls
Prog + StatFull
Heating controls upgraded for better temperature management
Hot Water
InstantaneousMain System
Hot water system upgraded
Planning history
Applications and permits filed against 32 Bank Close, Luton, LU4 9NX, sourced from the PlanIt planning register.
3 applications on record at 32 Bank Close, Luton, LU4 9NX
3decisions23documents13nearby
- Jan 2022New BuildFullOutcome in report
Erection of 2 three bedroom dwelling houses with associated parking and amenity space.
- Documents
- 11 docs on file
- Reference
- 21/01280/FUL
- More recent applications — locked
- New BuildNov 2022Decision
- New BuildOct 2022Decision
Unlock 32 Bank Close, Luton, LU4 9NX's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (3 on record)
- All 3 applications on this property in full, plus 13 notable nearby
- The 23 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Versus other Bank Close homes
Four headline reads against 25 similar houses on this street, drawn from the latest EPC and Land Registry data.
Floor Area for 32 Bank Close runs comfortably ahead of the street norm.
Price per m²
£2,626
Street avg £2,266
Floor Area
99 m²
Street avg 84 m²
Habitable Rooms
4 rooms
Street avg 4 rooms
CO₂ Emissions
3.5 t/year
Street avg 3.9 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Luton district page.
Crime
288/mo
Falling year-on-year across the wider district.
Nearest stop
0.2 km
Hockwell Ring — bus stop.
Closest school
0.1 km
Leagrave Primary School. 31 schools nearby.
Nearest schools
- Leagrave Primary SchoolPrimary140m
- Challney High School for GirlsSecondary593m
- Ferrars Junior SchoolPrimary631m
- The Ferrars AcademyPrimary701m
Nearest stops
- Hockwell RingBus stop226m
- Strangers WayBus stop229m
- CopperfieldsBus stop295m
- Ickley CloseBus stop345m
Most reported crime locally
- Violence & Sexual Offences1,789 reports41%
- Anti-social Behaviour582 reports13%
- Public Order329 reports8%
- Vehicle Crime329 reports8%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around LU4 9NX from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
56.6dB
Night-time· 23:00 – 07:00
49.4dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
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Mid 20th centurySemi-Detached HouseEPC C
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Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 32 Bank Close is modelled from its 99 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in LU4 9NX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 32 Bank Close. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 32 Bank Close was lodged in April 2026 at band C and is valid until April 2036. 5 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 3 applications are matched to 32 Bank Close. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 31 schools and 30 stops listed are measured in a straight line from LU4 9NX, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 32 Bank Close is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 32 Bank Close, Luton, LU4 9NX. Each answer is also embedded as structured data for search engines.
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