Model valuation£417,0008 Busby Close
Local market context
20 Bernard Street, Lincoln, LN2 5ND
4 sales on record
Estimated value
£131,000
- Since the 2018 sale (£90,000)+46%
- Against LN2 5ND's recent median (£122,000)+7%
Newest record on this page: February 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Mid terrace
Bedrooms
3
Bathroom
1
Floor area
79 m²
850 sq ft
Energy rating
E
Score 42
Council tax
Band A
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£131,000
- Against its 2018 sale (£90,000)+46%
- Against LN2 5ND's recent median (£122,000)+7%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 20 Bernard Street is modelled from its 79 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in LN2 5ND. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
79 m² from the EPC lodged in September 2012
Sales of this home
4 sales recorded, the latest in 2018
Recent sales in LN2 5ND
5 sales, median £122,000 (2026–2024)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: February 2026 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
20 Bernard Street has more than quadrupled in price since its earliest registered sale in 1998.
Sales timeline
27 August 2018Most recent
£90,000
+5.9%over 13 years19 October 2004
£84,950
+51.7%over 1 year5 June 2003
£56,000
+180.0%over 4 years12 November 1998
£20,000
Median price across the last 5 sales in LN2 5ND: £122,000 (2026–2024).
Nearby sales in LN2 5ND
What this page doesn't show
2 potential issues have already been flagged for 20 Bernard Street, Lincoln, LN2 5ND. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About 20 Bernard Street
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Bernard Street is a three-bedroom mid-terrace house in Lincoln (LN2 5ND). It has a recorded floor area of 79 m² (around 850 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (September 2012) shows an E (score 42), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 80), a 2-band jump. The latest certificate is from September 2012, so improvements made since then won't be reflected.
Most recent transfer: August 2018 at £90,000. Across the public record there are 4 sales, relatively high churn for a single property. Across 1998–2018, sale prices on this property compounded at 7.9% per year. Today's modelled estimate of £131,000 is 45.6% above the 2018 sale price.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms3
- Bathrooms1
- Dining roomYes
Outside
- Private gardenEast-facing
Building
- Central heatingYes
- RefurbishedYes
Before you decide
Everything you need to know about 20 Bernard Street
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
Pick your report · from £14.99
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 05 Sept 2022
Current Certificate
Sept 2012EPC Rating
A
B
C
D
E
E42
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
5.9 t/year
Occupancy
Owner Occupied
Certificate validity
Expired on 5 September 2022
Planning history
Applications and permits filed against 20 Bernard Street, Lincoln, LN2 5ND, sourced from the PlanIt planning register.
20 Bernard Street has no planning applications on record.
61
But the area is active
61 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Bernard Street homes
Four headline reads against 37 similar houses on this street, drawn from the latest EPC and Land Registry data.
EPC Rating for 20 Bernard Street lags the street by a wide margin.
Price per m²
£1,139
Street avg £1,228
Floor Area
79 m²
Street avg 69 m²
Habitable Rooms
5 rooms
Street avg 5 rooms
CO₂ Emissions
5.9 t/year
Street avg 4.3 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Lincoln district page.
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
502/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Clarina Street — bus stop.
Closest school
0.2 km
Lincoln Monks Abbey Primary School. 17 schools nearby.
Nearest schools
- Lincoln Monks Abbey Primary SchoolPrimary153m
- Lincoln College16 plus752m
- The Lincoln St Peter-In-Eastgate Church of England Infants AcademyPrimary799m
- Lincoln Christ's Hospital SchoolSecondary899m
Nearest stops
- Clarina StreetBus stop107m
- Laceby StreetBus stop128m
- ArboretumBus stop221m
- Hartley StreetBus stop305m
Most reported crime locally
- Violence & Sexual Offences1,992 reports33%
- Anti-social Behaviour1,410 reports23%
- Shoplifting858 reports14%
- Public Order457 reports8%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around LN2 5ND from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
49.3dB
Night-time· 23:00 – 07:00
38.7dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC EPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£134k
1 Belmont Street
LN2 5LS
3 bed1 bath
£126k
1 Dorset Street
LN2 5NS
3 bed1 bath
£139k
1 Bentinck Square
LN2 5EA
3 bed
£131k
1 Fairfield Street
LN2 5NE
2 bed1 bath
£135k
1 Brook Street
LN2 5AS
2 bed1 bath
£127k
1 Devon Street
LN2 5NT
2 bed1 bath
£123k
1 Eastfield Street
LN2 5ES
2 bed1 bath
£262k
1 Bathurst Street
LN2 5PX
3 bed2 bath
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 20 Bernard Street is modelled from its 79 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in LN2 5ND. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 4 sales are recorded for 20 Bernard Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Bernard Street was lodged in September 2012 at band E and expired in September 2022, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Bernard Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 12 months, which places each incident at an approximate point. The 17 schools and 30 stops listed are measured in a straight line from LN2 5ND, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 20 Bernard Street is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 20 Bernard Street, Lincoln, LN2 5ND. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in LN2 5NDSold prices, values and energy ratings for the postcode
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