4 Bank Rigg Cottage, Bay Horse, Lancaster, LA2 9DA
About 4 Bank Rigg Cottage
4 Bank Rigg Cottage is a semi-detached house in Bay Horse, Lancaster, Lancaster (LA2 9DA). It has a recorded floor area of 184 m² (around 1981 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (December 2014) shows a D (score 58), a step below the typical UK home. Earlier certificates rated it C (May 2014); the latest reading is one band lower. Between certificates, roof efficiency went from Average to Good; while hot-water efficiency dropped from Good to Average and main heating dropped from Average to Poor. The recommended improvements would push it to C (score 72). Main heating runs on bulk wood pellets. The latest certificate is from December 2014, so improvements made since then won't be reflected.
Know exactly what you're buying at 4 Bank Rigg Cottage
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
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Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Energy performance
4 Bank Rigg Cottage's EPC is over a decade old — improvements since won't be reflected.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 05 Dec 2024
EPC Rating
Property Improvements
Changes detected from historical EPC data
Changed to a more efficient fuel source
Hot water efficiency decreased
Roof insulation improved
Loft insulation upgraded to recommended levels
Planning history
4 Bank Rigg Cottage has no planning applications on record.
Notable planning nearby
5applications of note in the surrounding area
We flagged 1 thing worth checking at 4 Bank Rigg Cottage
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Larger development activity nearby
30-day money-back guarantee
Sales history & valuation
4 Bank Rigg Cottage has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
£473,000
Modelled from EPC, postcode comparables.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Median price across the last 3 sales in LA2 9DA: £220,000 (2021–1999).
Everything we know about 4 Bank Rigg Cottage, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Larger development activity nearby
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The neighbourhood at a glance
Crime
3/mo
Steady year-on-year across the wider district.
Nearest stop
0.5 km
Bay Horse Crossroads — bus stop.
Closest school
1.7 km
Forton Primary School. 4 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Daytime· 07:00 – 23:00
58.6dB
Night-time· 23:00 – 07:00
50.3dB