Lower Bank House, Thurnham, Lancaster, LA2 0AZ
About Lower Bank House
Lower Bank House is a detached house in Thurnham, Lancaster, Lancaster (LA2 0AZ). It has a recorded floor area of 140 m² (around 1506 sq ft) and construction records dating it to before 1900. The latest certificate (September 2009) shows an F (score 30), near the bottom of the EPC scale. The rating has held steady at F across 2 certificates since September 2009. Between certificates, wall efficiency went from Very Poor to Good. The recommended improvements would push it to E (score 43). Main heating runs on oil. The latest certificate is from September 2009, so improvements made since then won't be reflected.
It hasn't traded since February 2010, a hold of 16 years that's notably long for the area. One planning record on file: change of use to residential approved in 2015. Past consents include change of use to residential, meaningful when judging how the property has evolved. Across 2002–2010, sale prices on this property compounded at 20.2% per year. Today's modelled estimate of £437,000 is 30.4% above the 2010 sale price.
Know exactly what you're buying at Lower Bank House
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
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Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Energy performance
Lower Bank House's carbon output runs well above what efficient homes in the postcode produce.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 28 Sept 2019
EPC Rating
Property Improvements
Changes detected from historical EPC data
Wall insulation improved
Planning history
- Jun 2015Change of UseOutlineIn report
Prior approval for the change of use of agricultural building to 3 dwelling houses (C3)
- Documents
- 11 docs on file
- Reference
- 15/00562/PAA
What's in Lower Bank House, Thurnham, Lancaster, LA2 0AZ's planning history?
Refusals, disputes and full decisions on this property and nearby, in the report.
Sales history & valuation
Sale price has grown by over 3x since 2002.
£437,000
Modelled from EPC, postcode comparables and a sale-price growth of 20.2% per year over 7 years.
£335,000
Growth on file: 20.2% per year over 7 years.
Sales timeline
5 February 2010Most recent
£335,000
+34.5%over 6 years22 January 2004
£249,000
+192.9%over 1 year19 August 2002
£85,000
Median price across the last 1 sales in LA2 0AZ: £125,000 (2004–2004).
Nearby sales in LA2 0AZ
Everything we know about Lower Bank House, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
- Am I paying too much?
- Is something wrong with it?
- Is the agent's story true?
- Will it hold its value?

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The neighbourhood at a glance
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
3/mo
Steady year-on-year across the wider district.
Nearest stop
1.3 km
Clarksons Farm — bus stop.
Closest school
3.0 km
Thurnham Glasson Christ Church, Church of England Primary School. 1 school nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
41.3dB

Night-time· 23:00 – 07:00
35.3dB