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Bank House Cottage, Thurnham, Lancaster, LA2 0AZ

EPC B1 planning record
Property type
Detached
Habitable rooms
6
From EPC
Floor area
171 m²
1841 sq ft
Energy rating
B
Score 85
Council tax
Band E
Tenure
Owner Occupied
Overview

About Bank House Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank House Cottage is a detached house in Thurnham, Lancaster, Lancaster (LA2 0AZ). It has a recorded floor area of 171 m² (around 1841 sq ft), construction records dating it to 2007 onwards and council tax band E. The latest certificate (March 2015) returns a high B (score 85), putting the home a stone's throw from an A rating. The recommended improvements would push it to A (score 102). Main heating runs on electricity. The latest certificate is from March 2015, so improvements made since then won't be reflected.

Untraded for 22 years, with the last transfer in June 2004. Today's modelled estimate of £465,000 sits 272% above the 2004 sale of £125,000. On a £-per-square-foot basis, the last sale (£68/sq ft) was about 58.9% below the postcode norm. One historical planning record sits against the property in 2009.

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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Bank House Cottage's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 17 Mar 2025

EPC Rating

A
B
B85
C
D
E
F
G
Main Heating
Heat Pump
Main Fuel
Electric
Hot Water
Average
Windows
Good
CO2 Emissions
2.2 t/year
Occupancy
Owner Occupied
Planning

Planning history

Applications and permits filed against Bank House Cottage, Thurnham, Lancaster, LA2 0AZ, sourced from the PlanIt planning register.
  1. Dec 2009
    OutbuildingFull
    In report

    Erection of a windturbine, stable, entrance gates and boundary wall

    Reference
    09/01041/FUL
    View planning record

What's in Bank House Cottage, Thurnham, Lancaster, LA2 0AZ's planning history?

Refusals, disputes and full decisions on this property and nearby, in the report.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Bank House Cottage's estimated value is more than triple its earliest registered sale price (2004).

Current estimate

£465,000

Modelled from EPC, postcode comparables.

See how we calculated this
Last sold (2004)

£125,000

Recorded with HM Land Registry.

Sales timeline

  1. 15 June 2004Most recent

    £125,000

Median price across the last 3 sales in LA2 0AZ: £249,000 (2010–2002).

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What it's really worth, what could be wrong, and the planning, sales and area data in full.

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Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£475k

1 Blea Tarn Barn, Scotforth

LA2 0RE

4 bed3 bath
£441k

1 Armitage Way, Galgate

LA2 0BN

£500k

1 Braides Farm, Sandside, Cockerham

LA2 0EL

£417k

1 Chapelside Drive, Ellel

LA2 0QU

£383k

1 Braides Bungalow, Sandside, Cockerham

LA2 0EL

4 bed2 bath
£379k

1 Burrow Barn, Burrow Road

LA2 0AP

£592k

1 Ashton Barns, Ashton With Stodday

LA2 0AJ

5 bed3 bath
£606k

1 Crookhey Gardens, Cockerham

LA2 0GZ

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Lancaster district page.
Full Lancaster report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

3/mo

Steady year-on-year across the wider district.

Nearest stop

1.3 km

Clarksons Farm — bus stop.

Closest school

3.0 km

Thurnham Glasson Christ Church, Church of England Primary School. 1 school nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around LA2 0AZ from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for LA2 0AZ

Daytime· 07:00 – 23:00

41.3dB

Low
Night-time road noise heatmap for LA2 0AZ

Night-time· 23:00 – 07:00

35.3dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Map

Everything within walking distance

Schools, transport stops and scenic spots near this property — 6 points of interest in total.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank House Cottage, Thurnham, Lancaster, LA2 0AZ. Each answer is also embedded as structured data for search engines.