Model valuation£417,0008 Busby Close
Local market context
Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA
2 planning records
Estimated value
£123,000
Newest record on this page: December 2021. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Semi-detached
Floor 04
Habitable rooms
2
From EPC
Floor area
69 m²
743 sq ft
Energy rating
E
Score 45
Council tax
Band A
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£123,000
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for Bank Chambers is modelled from its 69 m² EPC floor area, the absence of a recorded sale and recent sales of comparable homes in HU1 1EA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
69 m² from the EPC lodged in December 2021
Sales of this home
No sale recorded since 1995
Recent sales in HU1 1EA
No recent sales of other homes in the postcode
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | No sales shown | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 of 2 applications | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
Bank Chambers has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
What this page doesn't show
1 potential issue has already been flagged for Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA. The detail, evidence and what to ask about it are in the Risks Report.
- Environmental risk flaggedIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About Bank Chambers
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
Bank Chambers is a semi-detached house in Hull (HU1 1EA). It has a recorded floor area of 69 m² (around 743 sq ft), construction records dating it to 1900-1929 and council tax band A. At 69 m² this is the 7th smallest of 8 units on EPC record in Bank Chambers, where floor areas span 34–110 m². The building's EPC ratings span E to C, with this unit at the bottom. On EPC score it ranks last in the building (45 versus a best of 74). The latest certificate (December 2021) shows an E (score 45), well below the UK norm with real room to improve. Earlier certificates rated it D (August 2011); the latest reading is one band lower. Between certificates, roof efficiency went from Good to Very Good, window efficiency went from Very Poor to Good and hot-water efficiency went from Very Poor to Poor; while wall efficiency dropped from Good to Poor. The recommended improvements would lift it to C (score 76), a 2-band jump. Main heating runs on electricity.
At 69 m² the property is well over the postcode median (42 m² across 7 EPCs), placing it in the larger end of the local stock. On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. 2 planning records sit against the property, 2 approved, 0 refused.
Before you decide
Everything you need to know about Bank Chambers
The true value, the hidden risks and the full sale history, in one report.
Environmental risk flagged
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Bank Chambers sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
Current Certificate(1 of 2)
Dec 2021
EPC Rating
A
B
C
D
E
E45
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Poor
Windows
Good
CO2 Emissions
4.9 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 16 December 2031
Property Improvements
Changes detected from historical EPC data
Dec 2021from Aug 2011
EPC improved fromD56toE45
Hot Water
ImmersionImmersion (Off-Peak)
Hot water system upgraded
Windows
SingleSecondary
Single glazing replaced with double or better glazing
Roof
GoodVery Good
Roof insulation improved
Low Energy Lighting
71%100%
More low energy lighting installed
Planning history
Applications and permits filed against Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA, sourced from the PlanIt planning register.
2 applications on record at Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA
2decisions1nearby
- Nov 2004HeritageOutcome in report
Listed Building Consent application for 2 internally illuminated fascia signs and external lighting.
- Reference
- 04/01568/LBC
- More recent applications — locked
- AdvertisingNov 2004Decision
Unlock Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (2 on record)
- All 2 applications on this property in full, plus 1 notable nearby
- What the pattern means for extending or converting here
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Versus other Lowgate homes
Four headline reads against 7 similar flats on this street, drawn from the latest EPC and Land Registry data.
EPC Rating for Bank Chambers lags the street by a wide margin.
EPC Rating
45 (E)
Street avg 62 (D)
Floor Area
69 m²
Street avg 50 m²
CO₂ Emissions
4.9 t/year
Street avg 3.1 t/year
Habitable Rooms
2 rooms
Street avg 2 rooms
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Hull district page.
Crime
170/mo
Steady year-on-year across the wider district.
Nearest stop
0.0 km
Bowlalley Lane — bus stop.
Closest school
0.4 km
Hull College. 22 schools nearby.
Nearest schools
- Hull College16 plus400m
- Victoria Dock Primary SchoolPrimary525m
- Ron Dearing UTCSecondary634m
- St Charles Voluntary Catholic AcademyPrimary1.2km
Nearest stops
- Bowlalley LaneBus stop39m
- St Mary's ChurchBus stop76m
- Liberty LaneBus stop100m
- Alfred Gelder Street EBus stop152m
Most reported crime locally
- Violence & Sexual Offences1,128 reports39%
- Public Order405 reports14%
- Shoplifting370 reports13%
- Anti-social Behaviour183 reports6%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around HU1 1EA from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
57.2dB
Night-time· 23:00 – 07:00
47.7dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid Floor FlatEPC EPre-1919 buildNo mains gas
Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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22 23, Flat 2, Silver Street
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27 28, Flat 1, Silver Street
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10 11, Flat 4, Humber Street
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17a, Flat 6, Humber Street
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22 23, Flat 1, Silver Street
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Flat
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for Bank Chambers is modelled from its 69 m² EPC floor area, the absence of a recorded sale and recent sales of comparable homes in HU1 1EA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. No sale is recorded for Bank Chambers, which usually means it hasn't changed hands since 1995 or the sale was not for value. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Bank Chambers was lodged in December 2021 at band E and is valid until December 2031. 2 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 2 applications are matched to Bank Chambers. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 17 months, which places each incident at an approximate point. The 22 schools and 30 stops listed are measured in a straight line from HU1 1EA, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- Bank Chambers is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA. Each answer is also embedded as structured data for search engines.
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