Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA
About Bank Chambers
Bank Chambers is a semi-detached house in Hull (HU1 1EA). It has a recorded floor area of 69 m² (around 743 sq ft), construction records dating it to 1900-1929 and council tax band A. At 69 m² this is the 7th smallest of 8 units on EPC record in Bank Chambers, where floor areas span 34–110 m². The building's EPC ratings span E to C, with this unit at the bottom. On EPC score it ranks last in the building (45 versus a best of 74). The latest certificate (December 2021) shows an E (score 45), well below the UK norm with real room to improve. Earlier certificates rated it D (August 2011); the latest reading is one band lower. Between certificates, roof efficiency went from Good to Very Good, window efficiency went from Very Poor to Good and hot-water efficiency went from Very Poor to Poor; while wall efficiency dropped from Good to Poor. The recommended improvements would lift it to C (score 76), a 2-band jump. Main heating runs on electricity.
At 69 m² the property is well over the postcode median (42 m² across 7 EPCs), placing it in the larger end of the local stock. On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. 2 planning records sit against the property, 2 approved, 0 refused.
Energy performance
Bank Chambers sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Rating
Property Improvements
Changes detected from historical EPC data
Hot water system upgraded
Single glazing replaced with double or better glazing
Roof insulation improved
More low energy lighting installed
Get a survey for this property
Level 3 Building Survey
Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Planning history
2 applications on record at Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA
- Nov 2004HeritageOutcome in report
Listed Building Consent application for 2 internally illuminated fascia signs and external lighting.
- Reference
- 04/01568/LBC
- More recent applications — locked
- AdvertisingNov 2004Decision
Unlock Bank Chambers, Apartment 6, 41 Lowgate, Hull, HU1 1EA's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (2 on record)
- All 2 applications on this property in full, plus 1 notable nearby
- What the pattern means for extending or converting here
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Sales history & valuation
Bank Chambers has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
£119,000
Modelled from EPC, postcode comparables.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Versus other Lowgate homes
EPC Rating for Bank Chambers lags the street by a wide margin.
EPC Rating
45 (E)
Street avg 62 (D)
Floor Area
69 m²
Street avg 50 m²
CO₂ Emissions
4.9 t/year
Street avg 3.1 t/year
Habitable Rooms
2 rooms
Street avg 2 rooms
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The neighbourhood at a glance
Reported crime in the wider district is trending notably upward year-on-year.
Crime
10/mo
Rising year-on-year across the wider district.
Nearest stop
0.0 km
Bowlalley Lane — bus stop.
Closest school
0.4 km
Hull College. 22 schools nearby.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
57.2dB

Night-time· 23:00 – 07:00
47.7dB







