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1 Millbank Cottages, Main Road, Howe Street, Chelmsford, CM3 1BA

Estimated value

£262,000

  • Since the 2001 sale (£145,000)+81%
  • Against CM3 1BA's recent median (£530,000)-51%

Newest record on this page: November 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Bedroom
1
Bathroom
1
Floor area
45 m²
484 sq ft
Energy rating
D
Score 66
Council tax
Band B
Tenure
Private Rental
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£262,000

  • Against its 2001 sale (£145,000)+81%
  • Against CM3 1BA's recent median (£530,000)-51%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 1 Millbank Cottages is modelled from its 45 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CM3 1BA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    45 m² from the EPC lodged in August 2020

  • Sales of this home

    1 sale recorded, the latest in 2001

  • Recent sales in CM3 1BA

    5 sales, median £530,000 (2025–2012)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: November 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sales timeline

  1. 13 September 2001Most recent

    £145,000

Median price across the last 5 sales in CM3 1BA: £530,000 (2025–2012).

Risks

What this page doesn't show

1 potential issue has already been flagged for 1 Millbank Cottages, Main Road, Howe Street, Chelmsford, CM3 1BA. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 1 Millbank Cottages

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

1 Millbank Cottages is a one-bedroom semi-detached house in Howe Street, Chelmsford, Chelmsford (CM3 1BA). It has a recorded floor area of 45 m² (around 484 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (August 2020) shows a D (score 66), on the cusp of jumping into the C band. When first surveyed in July 2018 the rating was F, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Good, roof efficiency went from Average to Very Good and hot-water efficiency went from Poor to Average. The recommended improvements would lift it to A (score 122), a 3-band jump. Main heating runs on electricity. Period features are noted in the property record.

It hasn't traded since September 2001, a hold of 25 years that's notably long for the area. At 45 m² it sits well below the postcode median (106 m² across 5 EPCs), making it one of the more compact homes locally. On energy efficiency it sits in the top 10% of properties in this postcode. 1 bedrooms is on the smaller side for this postcode, where 3 is the typical count. Today's modelled estimate of £262,000 sits 80.7% above the 2001 sale of £145,000. On a £-per-square-foot basis, the last sale (£299/sq ft) was about 30.5% below the postcode norm.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms1
  • Bathrooms1
  • CloakroomYes
  • EnsuiteYes
  • FireplaceYes

Outside

  • Private gardenSouth-facing
  • ParkingOff street

Building

  • Period featuresYes
  • RefurbishedYes
Before you decide

Everything you need to know about 1 Millbank Cottages

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

1 Millbank Cottages ranks among the most efficient homes in the postcode for energy use.

Current Certificate(1 of 2)
Aug 2020

EPC Rating

A
B
C
D
D66
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Average
Windows
Good
CO2 Emissions
3.6 t/year
Occupancy
Rented

Certificate validity

Valid until 31 August 2030

3 years remaining

Property Improvements

Changes detected from historical EPC data

Aug 2020from Jul 2018
EPC improved fromF27toD66
Heating System
Room HeatersStorage Heaters

Heating system upgraded to a more efficient system

Hot Water
PoorAverage

Hot water efficiency improved

Walls
Very PoorGood

Wall insulation improved

Roof Insulation
InsulatedWell Insulated

Loft insulation upgraded to recommended levels

Planning

Planning history

Applications and permits filed against 1 Millbank Cottages, Main Road, Howe Street, Chelmsford, CM3 1BA, sourced from the PlanIt planning register.

1 Millbank Cottages has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Main Road homes

Four headline reads against 5 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 1 Millbank Cottages lags the street by a wide margin.

Price per m²

£3,222

Street avg £5,364

Strongly below

Floor Area

45 m²

Street avg 109 m²

Strongly below

Habitable Rooms

2 rooms

Street avg 6 rooms

Strongly below

CO₂ Emissions

3.6 t/year

Street avg 9.3 t/year

Strongly above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chelmsford district page.
Full Chelmsford report

Reported crime in the wider district is trending notably upward year-on-year.

Crime

233/mo

Rising year-on-year across the wider district.

Nearest stop

0.0 km

Parsonage Lane — bus stop.

Closest school

1.3 km

Great Waltham Church of England Voluntary Controlled Primary School. 3 schools nearby.

Nearest schools

  • Great Waltham Church of England Voluntary Controlled Primary SchoolPrimary1.3km
  • Little Waltham Church of England Voluntary Aided Primary SchoolPrimary1.8km
  • Ford End Church of England Primary SchoolPrimary2.8km

Nearest stops

  • Parsonage LaneBus stop25m
  • The Green ManBus stop347m
  • Penden CornerBus stop438m
  • Warners FarmBus stop839m

Most reported crime locally

  • Violence & Sexual Offences1,203 reports43%
  • Anti-social Behaviour256 reports9%
  • Criminal Damage & Arson214 reports8%
  • Vehicle Crime204 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CM3 1BA from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for CM3 1BA

Daytime· 07:00 – 23:00

45.2dB

Low
Night-time road noise heatmap for CM3 1BA

Night-time· 23:00 – 07:00

37.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC DPre-1919 buildNo mains gas

Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£535k

1 Castlefields, Great Leighs

CM3 1JW

1 bed1 bath
£223k

1 Bridge Croft, Howe Street

CM3 1RE

2 bed1 bath
£426k

1 Breeds Cottage, Breeds Road, Great Waltham

CM3 1EE

2 bed2 bath
£298k

1 Bohun Close, Great Leighs

CM3 1NY

3 bed
£389k

1 Boreham Road, Great Leighs

CM3 1NH

3 bed
£427k

1 Chatley Road, Great Leighs

CM3 1NU

3 bed1 bath
£429k

1 Brew House Cottages, Hartford End

CM3 1JU

3 bed1 bath
£273k

1 Catherines Close, Great Leighs

CM3 1RX

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 1 Millbank Cottages is modelled from its 45 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in CM3 1BA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 1 Millbank Cottages. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 1 Millbank Cottages was lodged in August 2020 at band D and is valid until August 2030. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 1 Millbank Cottages. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 12 months, which places each incident at an approximate point. The 3 schools and 20 stops listed are measured in a straight line from CM3 1BA, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
1 Millbank Cottages is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 1 Millbank Cottages, Main Road, Howe Street, Chelmsford, CM3 1BA. Each answer is also embedded as structured data for search engines.

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