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3 St Swithins Cottages, Howe Green, Chelmsford, CM2 7TN

Extendable4 sales on record

Estimated value

£440,000

  • Since the 2020 sale (£382,000)+15%
  • Against CM2 7TN's recent median (£470,000)-6%

Newest record on this page: September 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Bedrooms
3
Bathroom
1
Floor area
85 m²
915 sq ft
Energy rating
D
Score 62
Council tax
Band D
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£440,000

  • Against its 2020 sale (£382,000)+15%
  • Against CM2 7TN's recent median (£470,000)-6%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 3 St Swithins Cottages is modelled from its 85 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in CM2 7TN. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    85 m² from the EPC lodged in February 2016

  • Sales of this home

    4 sales recorded, the latest in 2020

  • Recent sales in CM2 7TN

    5 sales, median £470,000 (2025–2022)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: September 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Price for 3 St Swithins Cottages has grown more than fourfold since the 1998 starting point.

Sales timeline

  1. 26 October 2020Most recent

    £382,000

    +1.9%over 4 years

  2. 30 August 2016

    £375,000

    +38.9%over 1 year

  3. 2 July 2015

    £270,000

    +390.9%over 16 years

  4. 3 August 1998

    £55,000

Median price across the last 5 sales in CM2 7TN: £470,000 (2025–2022).

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 3 St Swithins Cottages

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

3 St Swithins Cottages is a three-bedroom semi-detached house in Howe Green, Chelmsford, Chelmsford (CM2 7TN). It has a recorded floor area of 85 m² (around 915 sq ft), construction records dating it to 1930-1949 and council tax band D. The latest certificate (February 2016) shows a D (score 62), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since May 2015. Between certificates, window efficiency went from Average to Good and lighting went from Average to Very Good. The recommended improvements would lift it to B (score 86), a 2-band jump. The latest certificate is from February 2016, so improvements made since then won't be reflected. Other recorded features include outbuildings. Our model identifies extension potential, subject to local planning policy.

Most recent transfer: October 2020 at £382,000. Across the public record there are 4 sales, relatively high churn for a single property. Across 1998–2020, sale prices on this property compounded at 9.1% per year. Today's modelled estimate of £440,000 is 15.2% above the 2020 sale price. On a £-per-square-foot basis, the last sale (£418/sq ft) was about 107.9% above the typical sold price in the postcode. At 85 m² it's 18.7% smaller than the typical home in the postcode (105 m² median across 6 EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms1
  • Dining roomYes
  • Utility roomYes
  • CloakroomYes

Outside

  • Private gardenFront and rear
  • ParkingOff street
  • OutbuildingsYes

Building

  • Heating systemGas
  • Extension potentialPossible
Before you decide

Everything you need to know about 3 St Swithins Cottages

The true value, the hidden risks and the full sale history, in one report.

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The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 05 Feb 2026

Current Certificate(1 of 2)
Feb 2016

EPC Rating

A
B
C
D
D62
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
4.1 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 5 February 2026

New assessment needed to sell or let

Property Improvements

Changes detected from historical EPC data

Feb 2016from May 2015
Heating Controls
Prog + TRVsFull

Heating controls upgraded for better temperature management

Windows
Mostly DoubleFull Double

Windows upgraded, improving insulation

Low Energy Lighting
25%71%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 3 St Swithins Cottages, Howe Green, Chelmsford, CM2 7TN, sourced from the PlanIt planning register.

3 St Swithins Cottages has no planning applications on record.

A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.

On the street

Versus the street

Four headline reads against 6 similar houses on this street, drawn from the latest EPC and Land Registry data.

3 St Swithins Cottages outperforms the street on epc rating by a wide margin.

Price per m²

£4,494

Street avg £4,412

On par

Floor Area

85 m²

Street avg 108 m²

Strongly below

Habitable Rooms

5 rooms

Street avg 5 rooms

On par

CO₂ Emissions

4.1 t/year

Street avg 5.9 t/year

Strongly above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chelmsford district page.
Full Chelmsford report

Crime

324/mo

Steady year-on-year across the wider district.

Nearest stop

0.3 km

Howe Green — bus stop.

Closest school

1.6 km

The Sandon School. 5 schools nearby.

Nearest schools

  • The Sandon SchoolSecondary1.6km
  • Baddow Hall Infant SchoolPrimary1.8km
  • Baddow Hall Junior SchoolPrimary1.8km
  • Larkrise Primary SchoolPrimary2.6km

Nearest stops

  • Howe GreenBus stop260m
  • East Hanningfield RoadBus stop310m
  • ChalklandsBus stop454m
  • White LodgeBus stop603m

Most reported crime locally

  • Violence & Sexual Offences2,036 reports42%
  • Shoplifting529 reports11%
  • Anti-social Behaviour400 reports8%
  • Other Theft353 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around CM2 7TN from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for CM2 7TN

Daytime· 07:00 – 23:00

62.6dB

Moderate
Night-time road noise heatmap for CM2 7TN

Night-time· 23:00 – 07:00

56.2dB

Moderate
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Early 20th centurySemi-Detached HouseEPC DSolid (non-cavity) wallsPermanent outbuildings

Because the property has solid (non-cavity) walls and has permanent outbuildings, we believe a Level 3 building survey should be considered.

From £1,020 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£429k

1 Dealtrees Cottages, Woodhill Road, Sandon

CM2 7SB

3 bed
£457k

1 Cards Road, Sandon

CM2 7RH

3 bed1 bath
£460k

1 Barrington Close

CM2 7AX

3 bed
£343k

1 Alexander Mews, Sandon

CM2 7TT

3 bed
£341k

1 Crescent Road

CM2 7DB

3 bed1 bath
£507k

1 Bramston Close

CM2 7EW

2 bed1 bath
£512k

1 Chelmer Lea

CM2 7QG

4 bed1 bath
£523k

1 Baddow Hall Crescent

CM2 7BY

4 bed2 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 3 St Swithins Cottages is modelled from its 85 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in CM2 7TN. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 4 sales are recorded for 3 St Swithins Cottages. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 3 St Swithins Cottages was lodged in February 2016 at band D and expired in February 2026, so a new one is needed to sell or let. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 3 St Swithins Cottages. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 5 schools and 30 stops listed are measured in a straight line from CM2 7TN, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
3 St Swithins Cottages is in council tax band D. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 3 St Swithins Cottages, Howe Green, Chelmsford, CM2 7TN. Each answer is also embedded as structured data for search engines.

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