122 Banks Road, West Kirby, Wirral, CH48 0RF
3 sales on record
About 122 Banks Road
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
122 Banks Road is an end-of-terrace house in West Kirby, Wirral, Wirral (CH48 0RF). It has a recorded floor area of 109 m² (around 1173 sq ft) and construction records dating it to 1900-1929. At 109 m² this is the largest unit on EPC record across the building (50–109 m²). The building's EPC ratings span E to C, with this unit at the bottom. On EPC score it ranks last in the building (41 versus a best of 69). The latest certificate (October 2020) shows an E (score 41), well below the UK norm with real room to improve.
Sale prices here have outpaced Wirral HPI: 5.6% per year against 0% for the wider region. Today's modelled estimate of £258,000 is 29% above the 2021 sale price. At 109 m² the property is well over the postcode median (71 m² across 6 EPCs), placing it in the larger end of the local stock. On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. 4 planning records sit against the property, 3 approved, 1 refused. Past consents include an extension, meaningful when judging how the property has evolved. Most recent transfer: November 2021 at £200,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.
Before you offer
Know exactly what you're buying at 122 Banks Road
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
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Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
122 Banks Road sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Rating
A
B
C
D
E
E41
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
7.2 t/year
Occupancy
Owner Occupied
Planning history
Applications and permits filed against 122 Banks Road, West Kirby, Wirral, CH48 0RF, sourced from the PlanIt planning register.
- Mar 2005FullIn report
Installation of an A.T.M, 1m.high trolley bay rails,and installation of replacement air conditioning and refrigeration plant.
Sales history & valuation
Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
Sale price has grown by over 3x since 1999.
Current estimate
See how we calculated this£258,000
Modelled from EPC, postcode comparables and a sale-price growth of 5.6% per year over 22 years.
Last sold (2021)
£200,000
Growth on file: 5.6% per year over 22 years.
Sales timeline
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Everything we know about 122 Banks Road, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
- Am I paying too much?
- Is something wrong with it?
Versus other Banks Road homes
Four headline reads against 6 similar flats on this street, drawn from the latest EPC and Land Registry data.
122 Banks Road is notably below the street on epc rating.
EPC Rating
41 (E)
Street avg 62 (D)
Floor Area
109 m²
Street avg 67 m²
CO₂ Emissions
7.2 t/year
Street avg 3.3 t/year
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Wirral district page.
Rail-style transport is unusually close for this postcode.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.0 km
Shrewsbury Road — bus stop.
Road noise across the postcode
Modelled day and night-time noise levels around CH48 0RF from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
49.1dB
Everything within walking distance
Schools, transport stops and scenic spots near this property — 38 points of interest in total.
Common questions
The questions buyers, sellers and homeowners most often ask about 122 Banks Road, West Kirby, Wirral, CH48 0RF. Each answer is also embedded as structured data for search engines.
