122 Banks Road is an end-of-terrace house in West Kirby, Wirral, Wirral (CH48 0RF). It has a recorded floor area of 109 m² (around 1173 sq ft) and construction records dating it to 1900-1929. At 109 m² this is the largest unit on EPC record across the building (50–109 m²). The building's EPC ratings span E to C, with this unit at the bottom. On EPC score it ranks last in the building (41 versus a best of 69). The latest certificate (October 2020) shows an E (score 41), well below the UK norm with real room to improve.
Sale prices here have outpaced Wirral HPI: 5.6% per year against 0% for the wider region. Today's modelled estimate of £258,000 is 29% above the 2021 sale price. At 109 m² the property is well over the postcode median (71 m² across 6 EPCs), placing it in the larger end of the local stock. On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. 4 planning records sit against the property, 3 approved, 1 refused. Past consents include an extension, meaningful when judging how the property has evolved. Most recent transfer: November 2021 at £200,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
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122 Banks Road sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
Installation of an A.T.M, 1m.high trolley bay rails,and installation of replacement air conditioning and refrigeration plant.
Sale price has grown by over 3x since 1999.
£258,000
Modelled from EPC, postcode comparables and a sale-price growth of 5.6% per year over 22 years.
£200,000
Growth on file: 5.6% per year over 22 years.
What it's really worth, what could be wrong, and the planning, sales and area data in full.
122 Banks Road is notably below the street on epc rating.
EPC Rating
41 (E)
Street avg 62 (D)
Floor Area
109 m²
Street avg 67 m²
CO₂ Emissions
7.2 t/year
Street avg 3.3 t/year
Rail-style transport is unusually close for this postcode.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.0 km
Shrewsbury Road — bus stop.

Daytime· 07:00 – 23:00
49.1dB

Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Erection of an illuminated fascia sign and two illuminated projecting signs
What's in 122 Banks Road, West Kirby, Wirral, CH48 0RF's planning history?
2 more on this property, plus refusals, disputes and full decisions nearby, in the report.
22 November 2021Most recent
£200,000
-7.0%over 9 months19 February 2021
£215,000
+258.3%over 21 years27 August 1999
£60,000
Median price across the last 3 sales in CH48 0RF: £115,000 (2022–2001).

Habitable Rooms
5 rooms
Street avg 3 rooms
CH48 0QT
Closest school
0.5 km
West Kirby St Bridget's CofE Primary School. 8 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Night-time· 23:00 – 07:00
40.9dB