97a, Banks Road, West Kirby, Wirral, CH48 0RB
About 97a
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
97a is a three-bedroom mid-terrace house in West Kirby, Wirral, Wirral (CH48 0RB). It has a recorded floor area of 118 m² (around 1270 sq ft), construction records dating it to before 1900 and council tax band B. Tenure is freehold. The latest certificate (October 2021) shows a D (score 57), a step below the typical UK home. The recommended improvements would push it to C (score 76). Other recorded features include a balcony.
Held since October 2004 — that's 22 years off the open market, well above the local norm. Sale prices here have outpaced Wirral HPI: 28.6% per year against 0% for the wider region. Today's modelled estimate of £221,000 sits 84.2% above the 2004 sale of £119,950. On a £-per-square-foot basis, the last sale (£94/sq ft) was about 26.7% below the postcode norm. At 118 m² it's 15.7% larger than the typical home in the postcode (102 m² median across 12 EPCs).
Before you offer
Know exactly what you're buying at 97a
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
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What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms3
- Bathrooms2
- Dining roomYes
- CloakroomYes
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
97a's carbon output runs well above what efficient homes in the postcode produce.
EPC Rating
A
B
C
D
D57
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
6.0 t/year
Occupancy
Owner Occupied
Planning history
Applications and permits filed against 97a, Banks Road, West Kirby, Wirral, CH48 0RB, sourced from the PlanIt planning register.
97a has no planning applications on record.
The full report still covers planning activity across the surrounding area.
Sales history & valuation
Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
Sale price has at least doubled since 2001.
Current estimate
See how we calculated this£221,000
Modelled from EPC, postcode comparables and a sale-price growth of 28.6% per year over 4 years.
Last sold (2004)
£119,950
Growth on file: 28.6% per year over 4 years.
Sales timeline
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Everything we know about 97a, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
- Am I paying too much?
- Is something wrong with it?
Versus other Banks Road homes
Four headline reads against 12 similar flats on this street, drawn from the latest EPC and Land Registry data.
97a is notably below the street on price per m².
Price per m²
£1,017
Street avg £1,782
Floor Area
118 m²
Street avg 93 m²
Habitable Rooms
4 rooms
Street avg 4 rooms
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Wirral district page.
Rail-style transport is unusually close for this postcode.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Church Road — bus stop.
Road noise across the postcode
Modelled day and night-time noise levels around CH48 0RB from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
48.8dB
Everything within walking distance
Schools, transport stops and scenic spots near this property — 37 points of interest in total.
Common questions
The questions buyers, sellers and homeowners most often ask about 97a, Banks Road, West Kirby, Wirral, CH48 0RB. Each answer is also embedded as structured data for search engines.
