Model valuation£417,0008 Busby Close
Local market context
Flat 5, 97 St Mary Street, Cardiff, CF10 1DX
Estimated value
£280,000
Newest record on this page: January 2021. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Semi-detached
Floor 02
Habitable rooms
3
From EPC
Floor area
104 m²
1119 sq ft
Energy rating
D
Score 65
Council tax
Band G
Tenure
Private Rental
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£280,000
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for Flat 5 is modelled from its 104 m² EPC floor area, the absence of a recorded sale and recent sales of comparable homes in CF10 1DX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
104 m² from the EPC lodged in January 2021
Sales of this home
No sale recorded since 1995
Recent sales in CF10 1DX
No recent sales of other homes in the postcode
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | No sales shown | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
Flat 5 has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
What this page doesn't show
Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About Flat 5
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
Flat 5 is a semi-detached house in Cardiff (CF10 1DX). It has a recorded floor area of 104 m² (around 1119 sq ft), construction records dating it to 1930-1949 and council tax band G. The latest certificate (January 2021) shows a D (score 65), on the cusp of jumping into the C band. When first surveyed in October 2008 the rating was F, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Good, window efficiency went from Average to Good and hot-water efficiency went from Very Poor to Average. The recommended improvements would lift it to B (score 81), a 2-band jump. Main heating runs on electricity. At 104 m² this is the 13th smallest of 16 units on EPC record in the building, where floor areas span 39–128 m². The building's EPC ratings span E to C across 16 units on file.
At 104 m² it's 27.5% larger than the typical home in the postcode (82 m² median across 26 EPCs).
Before you decide
Everything you need to know about Flat 5
The true value, the hidden risks and the full sale history, in one report.
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
Current Certificate(1 of 3)
Jan 2021
EPC Rating
A
B
C
D
D65
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Average
Windows
Good
CO2 Emissions
3.1 t/year
Occupancy
Rented
Certificate validity
Valid until 4 January 2031
Property Improvements
Changes detected from historical EPC data
Jan 2019from Oct 2008
EPC improved fromF30toE50
Hot Water
Very PoorPoor
Hot water efficiency improved
Walls
Very PoorPoor
Wall insulation improved
Low Energy Lighting
10%92%
More low energy lighting installed
Jan 2021from Jan 2019
EPC improved fromE50toD65
Hot Water
PoorAverage
Hot water efficiency improved
Windows
AverageGood
Window efficiency improved
Walls
PoorGood
Wall insulation improved
Planning history
Applications and permits filed against Flat 5, 97 St Mary Street, Cardiff, CF10 1DX, sourced from the PlanIt planning register.
Flat 5 has no planning applications on record.
A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.
Versus other St Mary Street homes
Four headline reads against 17 similar flats on this street, drawn from the latest EPC and Land Registry data.
Floor Area for Flat 5 runs comfortably ahead of the street norm.
EPC Rating
65 (D)
Street avg 58 (D)
Floor Area
104 m²
Street avg 79 m²
CO₂ Emissions
3.1 t/year
Street avg 3.7 t/year
Habitable Rooms
3 rooms
Street avg 3 rooms
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.
Crime
485/mo
Steady year-on-year across the wider district.
Nearest stop
0.0 km
Royal Hotel KJ — bus stop.
Nearest stops
- Royal Hotel KJBus stop30m
- Westgate Street KLBus stop85m
- Westgate Street KHBus stop96m
- Park StreetBus stop109m
Most reported crime locally
- Violence & Sexual Offences2,669 reports31%
- Shoplifting1,433 reports16%
- Anti-social Behaviour1,064 reports12%
- Public Order913 reports10%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Get a survey for this property
Level 3 Building Survey
Early 20th century2nd Floor FlatEPC DNo mains gas
Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.
From £885 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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115 Hayes Apartments, The Hayes
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123 Hayes Apartments, The Hayes
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120 Hayes Apartments, The Hayes
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114 Hayes Apartments, The Hayes
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Flat
£261k
110 Hayes Apartments, The Hayes
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for Flat 5 is modelled from its 104 m² EPC floor area, the absence of a recorded sale and recent sales of comparable homes in CF10 1DX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. No sale is recorded for Flat 5, which usually means it hasn't changed hands since 1995 or the sale was not for value. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 5 was lodged in January 2021 at band D and is valid until January 2031. 3 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 5. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF10 1DX.
- Council tax band
- Flat 5 is in council tax band G. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about Flat 5, 97 St Mary Street, Cardiff, CF10 1DX. Each answer is also embedded as structured data for search engines.
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