What to do if a lender downvalues a property you're buying
A lender downvaluation can feel like a deal-breaker, but it isn’t always. This guide explains why downvaluations happen and what your real options are.
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Why estate agents and mortgage lenders value properties differently
Estate agents and mortgage lenders value homes differently. Here’s why downvaluations happen — and what to do if your lender values lower than your offer.
RICS surveys explained: which level do you actually need?
RICS surveys help you understand a property’s true condition before you buy. Here’s what each survey level includes and how to choose the right one.
Mortgage Valuations Explained: What They Are, How They Work, and What Buyers Should Expect
A mortgage valuation checks the property’s value for the lender, not you. Here’s how valuations work, why they go wrong, and what to do if yours comes back low.