Stamp Duty for First-Time Buyers: What You'll Pay in 2026
First-time buyers pay no stamp duty on the first £300,000. But the rules changed in April 2025 and many buyers are still working from outdated figures.
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Stamp duty explained: What you pay, when, and why it changes by buyer type
Stamp duty explained for first-time buyers, home movers, second-home buyers and non-UK residents. Understand the bands, surcharges and what you’ll actually pay.
Mortgage Valuations Explained: What They Are, How They Work, and What Buyers Should Expect
A mortgage valuation checks the property’s value for the lender, not you. Here’s how valuations work, why they go wrong, and what to do if yours comes back low.
How Your Credit Score Affects Your Mortgage (and What You Can Do About It)
Understand how your credit score impacts mortgage rates, borrowing limits, and your chances of approval, with steps to improve your file.
Mortgage Deposits Explained
A clear guide to mortgage deposits: what they are, how much you need, and why they matter when buying a home in the UK.
Mortgage Jargon: A Practical Glossary (The Terms That Actually Matter)
A clear, practical glossary of the mortgage terms that actually matter, from LTV and SVR to completion, equity and remortgaging, explained in plain English.
7 Practical Ways to Build a Mortgage Deposit
Practical, proven ways to build a mortgage deposit faster: from LISAs to debt reduction, income boosts, and saving strategies that actually work.