
Stamp duty explained: What you pay, when, and why it changes by buyer type
Stamp duty explained for first-time buyers, home movers, second-home buyers and non-UK residents. Understand the bands, surcharges and what you’ll actually pay.
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Stamp duty explained for first-time buyers, home movers, second-home buyers and non-UK residents. Understand the bands, surcharges and what you’ll actually pay.

A mortgage valuation checks the property’s value for the lender, not you. Here’s how valuations work, why they go wrong, and what to do if yours comes back low.

Understand how your credit score impacts mortgage rates, borrowing limits, and your chances of approval, with steps to improve your file.

A clear guide to mortgage deposits: what they are, how much you need, and why they matter when buying a home in the UK.

A clear, practical glossary of the mortgage terms that actually matter, from LTV and SVR to completion, equity and remortgaging, explained in plain English.

Practical, proven ways to build a mortgage deposit faster: from LISAs to debt reduction, income boosts, and saving strategies that actually work.