Bank House, Flat 1, 5 Sutton Court Road, Sutton, SM1 4SY
About Bank House
Bank House is a one-bedroom semi-detached house in Sutton (SM1 4SY). It has a recorded floor area of 46 m² (around 495 sq ft), construction records dating it to 2003-2006 and council tax band C. At 46 m² this is the smallest unit on EPC record across Bank House (46–81 m²). The building's EPC ratings span D to B, with this unit at the bottom. The latest certificate (January 2022) shows a D (score 66), on the cusp of jumping into the C band. Earlier certificates rated it C (January 2011); the latest reading is one band lower. Between certificates, lighting went from Average to Very Good; while wall efficiency dropped from Very Good to Good and window efficiency dropped from Very Good to Good. The recommended improvements would push it to C (score 76). Main heating runs on electricity.
At 46 m² it sits well below the postcode median (71 m² across 15 EPCs), making it one of the more compact homes locally. It lags the bulk of the postcode on energy efficiency (less efficient than 73% of similar EPCs). 4 planning records sit against the property, 3 approved, 1 refused. Past consents include new windows and an extension, meaningful when judging how the property has evolved. 13 years since the last transfer (October 2013). Today's modelled estimate of £226,000 is 27.3% above the 2013 sale price.
What this property has
Inside
- Bedrooms1
- Bathrooms1
Energy performance
EPC Rating
Property Improvements
Changes detected from historical EPC data
More low energy lighting installed
Planning history
- May 2017RenovationFullIn report
Retention of commercial unit on ground floor, new entrance door in place of window in front elevation and relocation of cycle & bin store at rear of building.
Retrospective- Reference
- B2017/76686
- Jan 2013AmendmentIn report
Non- material amendment to planning application B2011/64876/FUL Change interior layout to provide four two bedroom flats, Re alignment of windows.
New Windows- Reference
- B2012/66705
We flagged 2 things worth checking at Bank House
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Signs of HMO activity in the area
- Larger development activity nearby
30-day money-back guarantee
Sales history & valuation
£226,000
Modelled from EPC, postcode comparables.
£177,500
Recorded with HM Land Registry.
Sales timeline
3 October 2013Most recent
£177,500
Median price across the last 5 sales in SM1 4SY: £315,000 (2025–2015).
Nearby sales in SM1 4SY
Bank House, Flat 10, 5 Sutton Court Road, Sutton, SM1 4SY
Sold Jul 2025
£305,000Bank House, Flat 2, 5 Sutton Court Road, Sutton, SM1 4SY
Sold Feb 2024
£315,000Bank House, Flat 9, 5 Sutton Court Road, Sutton, SM1 4SY
Sold Jun 2022
£330,0001a, Sutton Court Road, Sutton, SM1 4SY
Sold Sept 2021
£1,850,000Bank House, Flat 13, 5 Sutton Court Road, Sutton, SM1 4SY
Sold Aug 2015
£252,000
Versus other Sutton Court Road homes
On floor area, Bank House runs well behind the street norm.
Price per m²
£3,859
Street avg £5,365
Floor Area
46 m²
Street avg 70 m²
Habitable Rooms
2 rooms
Street avg 3 rooms
CO₂ Emissions
2.3 t/year
Street avg 2.4 t/year
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The neighbourhood at a glance
Rail-style transport is unusually close for this postcode.
Crime
9/mo
Rising year-on-year across the wider district.
Nearest stop
0.0 km
Sutton Court Road — bus stop.
Closest school
0.4 km
Manor Park Primary Academy. 37 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
54.6dB

Night-time· 23:00 – 07:00
45.0dB







