What type of property is 20 Bank Gardens, PO33 2SY?

20 Bank Gardens, PO33 2SY is a 1-bedroom semi-detached house, set on a cul-de-sac.

What was the last sold price for 20 Bank Gardens, PO33 2SY?

20 Bank Gardens, PO33 2SY last sold for £105,000 in January 2015, around 11 years ago. Land Registry has 3 sales on record going back to £22,000 in November 1996. Source: HM Land Registry.

Has 20 Bank Gardens, PO33 2SY appreciated in value?

Across 3 sales between November 1996 and January 2015, 20 Bank Gardens, PO33 2SY rose from £22,000 to £105,000, a change of £83,000. That works out to roughly +9% per year compounded over 18 years. Source: HM Land Registry.

How energy efficient is 20 Bank Gardens, PO33 2SY?

The current EPC rating for 20 Bank Gardens, PO33 2SY is D with a score of 67 out of 100, lodged in November 2025. It has dropped from a C recorded in October 2013. The assessor estimates the property could reach a C. Source: EPC Register.

What is the floor area of 20 Bank Gardens, PO33 2SY?

20 Bank Gardens, PO33 2SY has a recorded floor area of 40 m² (431 sq ft), around 40 m² per bedroom. That makes it about 29% smaller than the median EPC-recorded property in PO33 2SY. Source: EPC Register.

How is 20 Bank Gardens, PO33 2SY heated?

The latest EPC at 20 Bank Gardens, PO33 2SY records mains gas as the main heating fuel. Source: EPC Register.

Are there any planning records for 20 Bank Gardens, PO33 2SY?

20 Bank Gardens, PO33 2SY has 1 planning record on file (1 approved), most recent in February 2007. Source: PlanIt planning register.

What council tax band is 20 Bank Gardens, PO33 2SY?

20 Bank Gardens, PO33 2SY is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 20 Bank Gardens, PO33 2SY located?

20 Bank Gardens, PO33 2SY sits in Ryde. It falls within the PO33 postcode district.

How safe is the area around 20 Bank Gardens, PO33 2SY?

Police records around 20 Bank Gardens, PO33 2SY show an average of 7 reported crimes per month over the last 11 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 20 Bank Gardens, PO33 2SY?

The closest primary school to 20 Bank Gardens, PO33 2SY is Dover Park Primary School (504m), one of 6 primaries within walking distance. The closest secondary is Lift Ryde (759m).

What transport links are near 20 Bank Gardens, PO33 2SY?

The closest bus stop to 20 Bank Gardens, PO33 2SY is St. Johns Road, 120m away. The nearest rail option is Ryde St Johns Road Rail Station, 556m away.

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20 Bank Gardens, Ryde, PO33 2SY

3 sales on record1 planning record

Property type

Semi-detached

Bedroom

Floor area

40 m²

431 sq ft

Energy rating

Score 67

Council tax

Band B

Tenure

Owner Occupied

Overview

About 20 Bank Gardens

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Bank Gardens is a one-bedroom semi-detached house in Ryde (PO33 2SY). It has a recorded floor area of 40 m² (around 431 sq ft), construction records dating it to 1976-1982 and council tax band B. The latest certificate (November 2025) shows a D (score 67), on the cusp of jumping into the C band. Earlier certificates rated it C (October 2013); the latest reading is one band lower. Between certificates, wall efficiency dropped from Good to Average and window efficiency dropped from Good to Poor. The recommended improvements would push it to C (score 77). The home occupies a cul-de-sac position.

One planning record on file: subdivision approved in 2007. Past consents include subdivision, meaningful when judging how the property has evolved. Across 1996–2015, sale prices on this property compounded at 9% per year. Today's modelled estimate of £153,000 is 45.7% above the 2015 sale price. On a £-per-square-foot basis, the last sale (£244/sq ft) was about 52.2% above the typical sold price in the postcode. Last sold in January 2015, so it's been off the market for around 11 years. At 40 m² it's 28.6% smaller than the typical home in the postcode (56 m² median across 27 EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms1
Dining roomYes

Outside

Cul-de-sacYes

Building

Heating systemGas
RefurbishedYes

Before you decide

Everything you need to know about 20 Bank Gardens

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the area

£14.99one-off

30-day money-back guarantee

The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Nov 2025

EPC Rating

D67

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Poor

CO2 Emissions

1.7 t/year

Occupancy

Owner Occupied

Planning

Planning history

Applications and permits filed against 20 Bank Gardens, Ryde, PO33 2SY, sourced from the PlanIt planning register.

Council records show a subdivision application — the property's legal arrangement has been altered.

Feb 2007
SubdivisionFull
In report
Conversion of house into two houses; alterations to roof
Documents
6 docs on file
Reference
P/00113/07
View planning record

Before you offer

We flagged 1 thing worth checking at 20 Bank Gardens

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

Signs of HMO activity in the area

£14.99

30-day money-back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

20 Bank Gardens has more than quadrupled in price since its earliest registered sale in 1996.

Current estimate

£153,000

Modelled from EPC, postcode comparables and a sale-price growth of 9.0% per year over 18 years.

See how we calculated this

Last sold (2015)

£105,000

Growth on file: 9.0% per year over 18 years.

Sales timeline

9 January 2015Most recent
£105,000
+118.8%over 16 years
29 September 1998
£48,000
+118.2%over 1 year
15 November 1996
£22,000

Median price across the last 5 sales in PO33 2SY: £157,250 (2024–2020).

Nearby sales in PO33 2SY

On the street

Versus other Bank Gardens homes

Four headline reads against 27 similar houses on this street, drawn from the latest EPC and Land Registry data.

On floor area, 20 Bank Gardens runs well behind the street norm.

Price per m²

£2,625

Street avg £2,032

Strongly above

Floor Area

40 m²

Street avg 57 m²

Strongly below

Habitable Rooms

3 rooms

Street avg 4 rooms

Below

CO₂ Emissions

1.7 t/year

Street avg 2.5 t/year

Strongly above

Before you decide

Everything you need to know about 20 Bank Gardens

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the area

£14.99one-off

30-day money-back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£118k

1 Bedworth Place

PO33 2RF

1 bed1 bath

£230k

1 Brigstocke Terrace

PO33 2PD

1 bed

£99k

1 Arabian Lodge, 20 Castle Street

PO33 2EE

1 bed

£189k

1 Bank Place

PO33 2TA

2 bed

£193k

1 Benett Street

PO33 2BJ

2 bed1 bath

£198k

1 Church Lane Cottages, Church Lane

PO33 2NB

2 bed1 bath

£213k

1 Aldermore Close

PO33 2DQ

2 bed1 bath

£169k

1 Albert Street

PO33 2SB

3 bed

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Ryde district page.

Full Ryde report

Rail-style transport is unusually close for this postcode.

Crime

7/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

St. Johns Road — bus stop.

Closest school

0.5 km

Dover Park Primary School. 7 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around PO33 2SY from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

51.1dB

Low

Night-time road noise heatmap for PO33 2SY

Night-time· 23:00 – 07:00

41.0dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Bank Gardens, Ryde, PO33 2SY. Each answer is also embedded as structured data for search engines.