What kind of home is 20 Bank Cottages, BB7 9NL?

20 Bank Cottages, BB7 9NL is an end-of-terrace house.

What was the last sold price for 20 Bank Cottages, BB7 9NL?

20 Bank Cottages, BB7 9NL last sold for £165,000 in February 2020, around 6 years ago. Before that, it sold for £92,000 in July 2004, so prices have been rising over 16 years on record. Source: HM Land Registry.

What is the price history for 20 Bank Cottages, BB7 9NL?

Across 2 sales between July 2004 and February 2020, 20 Bank Cottages, BB7 9NL rose from £92,000 to £165,000, a change of £73,000. That works out to roughly +3.8% per year compounded over 16 years. Source: HM Land Registry.

What energy rating does 20 Bank Cottages, BB7 9NL have?

The current EPC rating for 20 Bank Cottages, BB7 9NL is D with a score of 57 out of 100, lodged in February 2019. It has improved from a F recorded in July 2012 (2 bands). The assessor estimates the property could reach a B. Source: EPC Register.

How big is 20 Bank Cottages, BB7 9NL?

20 Bank Cottages, BB7 9NL has a recorded floor area of 64 m² (689 sq ft). Source: EPC Register.

What heating system does 20 Bank Cottages, BB7 9NL use?

The latest EPC at 20 Bank Cottages, BB7 9NL records mains gas as the main heating fuel. Source: EPC Register.

Has 20 Bank Cottages, BB7 9NL had any planning applications?

20 Bank Cottages, BB7 9NL has council approval for two-storey side extension granted in November 2021 under ref. 33573. Source: PlanIt planning register.

What is the council tax band for 20 Bank Cottages, BB7 9NL?

20 Bank Cottages, BB7 9NL is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 20 Bank Cottages, BB7 9NL in?

20 Bank Cottages, BB7 9NL sits in Billington, Clitheroe, Clitheroe. It falls within the BB7 postcode district in Lancashire.

How safe is the area around 20 Bank Cottages, BB7 9NL?

Police records around 20 Bank Cottages, BB7 9NL show an average of 1 reported crimes per month over the last 6 months. Violent crime makes up roughly 71% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 20 Bank Cottages, BB7 9NL?

The closest primary school to 20 Bank Cottages, BB7 9NL is Whalley Church of England Primary School (594m), one of 4 primaries within walking distance. The closest secondary is St Augustine's Roman Catholic High School, a Voluntary Academy (734m).

What transport links are near 20 Bank Cottages, BB7 9NL?

The closest bus stop to 20 Bank Cottages, BB7 9NL is Nab Rise, 43m away. The nearest rail option is Whalley Rail Station, 716m away.

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20 Bank Cottages, Billington, Clitheroe, BB7 9NL

1 planning record

Property type

End terrace

Habitable rooms

From EPC

Floor area

64 m²

689 sq ft

Energy rating

Score 57

Council tax

Band A

Tenure

Owner Occupied

Overview

About 20 Bank Cottages

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Bank Cottages is an end-of-terrace house in Billington, Clitheroe, Clitheroe (BB7 9NL). It has a recorded floor area of 64 m² (around 689 sq ft), construction records dating it to before 1900 and council tax band A. The latest certificate (February 2019) shows a D (score 57), a step below the typical UK home. When first surveyed in July 2012 the rating was F, the property has climbed 2 bands since. Between certificates, hot-water efficiency went from Poor to Good and lighting went from Very Poor to Good. The recommended improvements would lift it to B (score 86), a 2-band jump.

One planning record on file: an extension approved in 2021. Past consents include an extension, meaningful when judging how the property has evolved. Across 2004–2020, sale prices on this property compounded at 3.8% per year. On a £-per-square-foot basis, the last sale (£240/sq ft) was about 33.1% above the typical sold price in the postcode. Sold February 2020 for £165,000.

Before you offer

Know exactly what you're buying at 20 Bank Cottages

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

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Larger development activity nearby

£14.99

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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)

Feb 2019

EPC Rating

D57

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

4.2 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Feb 2019from Jul 2012

EPC improved fromF30toD57

Heating Controls

Prog + TRVsFull

Heating controls upgraded for better temperature management

Hot Water

Main (No Stat)Main System

Hot water system upgraded

Windows

Mostly DoubleFull Double

Windows upgraded, improving insulation

Low Energy Lighting

0%58%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 20 Bank Cottages, Billington, Clitheroe, BB7 9NL, sourced from the PlanIt planning register.

Council records include a two-storey side extension at 20 Bank Cottages.

Nov 2021
ExtensionFull
In report
Extension: Two storey · Side of property
Proposed erection of a two storey side extension and associated alterations.
Documents
11 docs on file
Reference
33573
View planning record

Before you offer

We flagged 1 thing worth checking at 20 Bank Cottages

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

Larger development activity nearby

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Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Current estimate

£158,000

Modelled from EPC, postcode comparables and a sale-price growth of 3.8% per year over 16 years.

See how we calculated this

Last sold (2020)

£165,000

Growth on file: 3.8% per year over 16 years.

Sales timeline

20 February 2020Most recent
£165,000
+79.3%over 15 years
15 July 2004
£92,000

Median price across the last 5 sales in BB7 9NL: £150,000 (2024–2022).

Nearby sales in BB7 9NL

Before you offer

Everything we know about 20 Bank Cottages, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

What we flagged

Larger development activity nearby

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Trusted by UK homebuyers

On the street

Versus other Bank Cottages homes

Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.

20 Bank Cottages is notably below the street on habitable rooms.

Price per m²

£2,578

Street avg £2,094

Strongly above

Floor Area

64 m²

Street avg 65 m²

Above

Habitable Rooms

3 rooms

Street avg 4 rooms

Strongly below

CO₂ Emissions

4.2 t/year

Street avg 3.1 t/year

Below

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£160k

1 Bank Cottages, Billington

BB7 9NL

£167k

1 Accrington Road, Whalley

BB7 9TD

£172k

1 Anvil House, Manor Road, Whalley

BB7 9TE

£185k

1 Ash Grove, Whalley

BB7 9UW

£189k

1 Abbey Terrace, Billington

BB7 9LQ

£210k

1 Abbey Terrace, Barrow

BB7 9AT

2 bed1 bath

£222k

1 Abbey View, Billington

BB7 9NS

2 bed1 bath

£110k

1 Acorn Place, Barrow

BB7 9ZS

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Clitheroe district page.

Full Clitheroe report

Rail-style transport is unusually close for this postcode.

Crime

1/mo

Steady year-on-year across the wider district.

Nearest stop

0.0 km

Nab Rise — bus stop.

Closest school

0.6 km

Whalley Church of England Primary School. 5 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around BB7 9NL from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

51.2dB

Low

Night-time road noise heatmap for BB7 9NL

Night-time· 23:00 – 07:00

42.3dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Bank Cottages, Billington, Clitheroe, BB7 9NL. Each answer is also embedded as structured data for search engines.