How to read a house survey report (what actually matters)
Survey reports are long, cautious, and easy to misread. This guide explains what actually matters, and what doesn’t, so you can make a calm, informed decision.
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Your go-to guide for navigating the UK property market with confidence. From first viewings to final offers, we break down the process in plain English. We cover what to look for, what to ask, and how to make smart moves without losing your head (or your deposit). Real stories, expert insight, and practical advice to help you find the home that’s truly right for you.
Why estate agents and mortgage lenders value properties differently
Estate agents and mortgage lenders value homes differently. Here’s why downvaluations happen — and what to do if your lender values lower than your offer.
How to choose a surveyor when buying a home
Choosing the right surveyor helps you understand risks, repair costs, and whether a property is really worth the price you’re paying.
EPC scale explained: A–G bands and what they mean
EPC ratings run from A to G and show how energy-efficient a home is. Here’s what each band means, how SAP scores map to them, and why they matter when buying.
RICS surveys explained: which level do you actually need?
RICS surveys help you understand a property’s true condition before you buy. Here’s what each survey level includes and how to choose the right one.
What are property searches?
Property searches reveal legal, environmental and planning risks before you buy. Here’s what they cover, how long they take, and why they matter.
Stamp duty explained: What you pay, when, and why it changes by buyer type
Stamp duty explained for first-time buyers, home movers, second-home buyers and non-UK residents. Understand the bands, surcharges and what you’ll actually pay.
Self-Employed Mortgages: How They Work and What Lenders Actually Look For
Self-employed? Getting a mortgage isn’t harder, it’s just more paperwork. Here’s how lenders assess your income and what strengthens your application.
Mortgage Jargon: A Practical Glossary (The Terms That Actually Matter)
A clear, practical glossary of the mortgage terms that actually matter, from LTV and SVR to completion, equity and remortgaging, explained in plain English.