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House Valuation/26 Santiago Street, Manchester, M14 4BL

26 Santiago Street, Manchester, M14 4BL

M14 4BLProperty

AI-Powered Estimated Value

£176,000

This is an automated estimate. For an accurate, in-person valuation from a local estate agent — completely free and with no obligation — request one below.

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Valuation Confidence

How much data supports this estimate

65%Medium Confidence

We have reasonable data coverage for this property, though some key data points are missing.

What drives this confidence score

AI valuation generatedhigh
Floor area from EPChigh
Previous sale historyhigh
Recent EPC inspectionmedium
Local comparable sales (35 found)high
Property type classifiedmedium
Bedroom count availablemedium

How We Calculated This Valuation

Real accuracy stats and what went into this estimate

Built on 2B+ Datapoints

Validated against actual sale prices the model never saw — not a back-test on training data

Half Within £13,558

Median error of 4.74% — that's the midpoint across all test valuations, not a best case

3 in 4 Within 10%

75.4% of valuations land within 10% of the actual sale price

No Directional Bias

50.1% above, 49.9% below — the model doesn't systematically over or undervalue

Data Inputs for This Property

Floor area

84 m²

Bedrooms

Unknown

Property type

Unknown

EPC rating

C (70/100)

Council tax band

A

HPI region

Manchester

Previous sales

None recorded

Local comparables

8 in postcode

EPC-Derived Features

Built form

Mid-Terrace

Construction age

England and Wales: 1900-1929

Habitable rooms

5

Heated rooms

5

Main fuel

mains gas (not community)

Mains gas

Yes

How we know this works

Built on over 2 billion datapoints, the model was tested against actual property sales it had never seen during training. Half our valuations landed within £13,558 of the final sale price. Three quarters were within 10%, and 93% within 20%. Nearly 1 in 5 were accurate to within 1%. Crucially, the model has no systematic lean in either direction — it's as likely to be slightly above as slightly below.

What goes into the estimate

Each valuation draws on over 250 data points: what comparable properties nearby actually sold for (assessed by size match, recency, and a blend of both), the property's floor area, build type, age, energy performance, and council tax band, plus how prices in the Manchester region have moved. Land Registry records 35 transactions in this postcode, and an EPC is available for this property.

Kept current between data releases

House price data always lags slightly behind the real market. To close that gap, the estimate is forward-adjusted using the latest UK House Price Index for the Manchester region, so the figure reflects current conditions rather than what things looked like six months ago.

This is an automated estimate produced by a statistical model and should not be used as a formal valuation. For mortgage, legal, or transactional purposes, please obtain a RICS-accredited valuation from a qualified surveyor.

Comparable Sales in M14 4BL

Recent transactions near this property used as valuation inputs

Sold Sept 202583£2,084/m²

£173,000

Sold Sept 202187£805/m²

£70,000

-62% /m²
Sold Jan 202190£1,222/m²

£110,000

-42% /m²
Sold Aug 201872.46£1,904/m²

£138,000

-9% /m²
Sold Oct 201389£944/m²

£84,000

-55% /m²
Sold Jun 2005100£1,080/m²

£108,000

-48% /m²
Sold Oct 200282£317/m²

£26,000

-85% /m²
Sold Aug 2002106£377/m²

£40,000

-82% /m²

Showing the 8 most relevant recent transactions in the M14 4BL postcode. These comparable sales, along with sector-level data and market indices, inform the valuation model.

Price Per Square Foot

How this property compares to the M14 4BL average

This property

£195/sqft

904 sqft total

M14 4BL average

£80/sqft

Based on 11 properties

vs postcode average

+144%

Above average for this postcode

Price History & Market Context

Transaction history and local pricing trends

This Property's Sales History

No transaction history available for this property.

House Price Index — Manchester

108.8

index value

+3.4% change over period

Recent Sales Near M14 4BL

Sept 2025£173,000
Sept 2021£70,000
Jan 2021£110,000
Aug 2018£138,000
May 2018£700

Financial Calculators

Pre-populated with the estimated value of £176,000

Stamp Duty (SDLT)

Stamp duty payable£0

Effective rate: 0.00%

Full stamp duty calculator

Mortgage Repayments

Monthly repayment£880.44
Loan amount£158,400
Loan-to-value90%
Total interest£105,732
Total repayment£264,132
Full mortgage calculator

Frequently Asked Questions

Common questions about this valuation

Want to know more about this property?

View the full property page for EPC ratings, crime statistics, school data, transport links, and more.