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Get startedBank Top Cottage, Bank Top, Lumb, Rossendale, BB4 9NF
About Bank Top Cottage
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
Bank Top Cottage is a semi-detached house in Lumb, Rossendale, Rossendale (BB4 9NF). It has a recorded floor area of 130 m² (around 1399 sq ft) and construction records dating it to before 1900. The latest certificate (February 2023) shows a D (score 57), a step below the typical UK home. The recommended improvements would lift it to B (score 86), a 2-band jump.
At 130 m² it sits well below the postcode median (238 m² across 4 EPCs), making it one of the more compact homes locally.
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Bank Top Cottage's carbon output runs well above what efficient homes in the postcode produce.
EPC Rating
A
B
C
D
D57
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Poor
Windows
Average
CO2 Emissions
7.5 t/year
Occupancy
Owner Occupied
Sales history & valuation
Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
Bank Top Cottage has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
Current estimate
See how we calculated this£268,000
Modelled from EPC, postcode comparables.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Versus other Bank Top homes
Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.
Bank Top Cottage is notably below the street on floor area.
EPC Rating
57 (D)
Street avg 54 (E)
Floor Area
130 m²
Street avg 230 m²
CO₂ Emissions
7.5 t/year
Street avg 7.0 t/year
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Rossendale district page.
Reported crime in the wider district is trending notably upward year-on-year.
Crime
2/mo
Rising year-on-year across the wider district.
Nearest stop
0.4 km
Road noise across the postcode
Modelled day and night-time noise levels around BB4 9NF from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
43.0dB
Everything within walking distance
Schools, transport stops and scenic spots near this property — 37 points of interest in total.
Beautiful places to visit nearby
Curated scenic spots within reach of this postcode, served by Beautifulplaces.ai. Photography and tagging come from their open dataset.
Common questions
The questions buyers, sellers and homeowners most often ask about Bank Top Cottage, Bank Top, Lumb, Rossendale, BB4 9NF. Each answer is also embedded as structured data for search engines.