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Hidden conveyancing fees explained

Casper Arboll
First time home buyer

Hidden conveyancing fees are the extra costs that appear during the legal process of buying or selling a home, costs that weren’t always obvious in the original headline quote.Most conveyancers aren’t trying to slip anything past you. The issue is usually that the first figure you see covers their core legal fee. Other costs, often described as disbursements or additional work, are added as the transaction unfolds.Some of these are completely normal. Some depend on the type of property. And some only arise if something unusual turns up.Here are the most common ones to watch for.

Leasehold costs (the most common surprise)

If you’re buying or selling a leasehold property, expect additional fees. Leasehold transactions simply involve more moving parts.Sellers often have to pay for a management information pack from the freeholder or managing agent. This contains service charge accounts, building insurance details and other lease information. These packs can cost several hundred pounds.Buyers may see charges such as:

  • Notice of transfer or notice of charge fees (paid to the freeholder to register the new owner or lender)
  • Deed of covenant fees (a legal promise to comply with the lease terms)

These aren’t solicitor mark-ups. They’re fees charged by the landlord or managing agent and they can’t usually be avoided.

Disbursements that sit outside the “fixed fee”

Many firms advertise a fixed legal fee. That fee covers their time.Disbursements are different. These are payments made to third parties on your behalf, and they’re added to the total.Common examples include:

  • Bank transfer (TT) fees for sending large sums securely
  • Land Registry fees for registering ownership
  • Anti-money laundering (AML) checks
  • Search fees, including local authority and environmental searches

Most of these are expected. The confusion happens when buyers assume “fixed fee” means everything is included. It rarely does.

Extra legal work that wasn’t anticipated

Sometimes the property itself creates extra work.For example:

  • Reviewing a gifted deposit letter from parents
  • Dealing with a defective title or missing certificate
  • Handling Help to Buy ISA bonuses or shared ownership paperwork
  • Resolving a lease clause issue with indemnity insurance

These costs don’t appear because someone has decided to add them. They appear because the legal position needs protecting before contracts are exchanged.No two transactions are identical. That’s why no quote can cover every possible scenario.

Things buried in the small print

A few other points regularly catch people out:

  • VAT – always check whether the quoted legal fee includes it.
  • Search protection or “no sale, no fee” insurance – sometimes offered as an add-on.
  • Lender panel issues – if your solicitor isn’t approved by your mortgage lender, a separate firm may need to act for the bank, increasing costs.

None of these are unusual. They just need to be clear.

How to avoid surprises

The simplest way to avoid feeling caught off guard is to ask for clarity early.Before instructing, ask for:

  • A full written breakdown of legal fees and disbursements
  • Confirmation of whether leasehold costs are included
  • Confirmation that bank transfer fees, ID checks and SDLT submission are included
  • An explanation of what would trigger additional legal charges

You’re not negotiating. You’re understanding.
Conveyancing is detailed work. It exists to protect you before you become legally bound. The goal isn’t to eliminate every possible extra cost. It’s to know what might reasonably arise.The best quote isn’t always the cheapest one. It’s the clearest one.

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