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Survey costs vary depending on the property size, location, and survey type. A RICS Home Survey Level 2 typically costs between £400 and £700, while a Level 3 survey ranges from £600 to £1,500 or more for larger properties. A standalone RICS valuation usually costs between £250 and £500.

The physical inspection usually takes between 2 and 4 hours depending on the property size and survey type. You'll typically receive the written report within 5 to 10 working days after the inspection.

A Level 2 survey uses a traffic-light system to highlight defects and is suited to conventional properties in reasonable condition. A Level 3 survey is more detailed — it includes in-depth analysis of the building's construction, materials, and defects with repair advice and cost estimates. It's recommended for older, unusual, or listed properties.

If your survey identifies defects, you have several options. You can renegotiate the purchase price, ask the seller to carry out repairs before completion, factor the cost of repairs into your budget, or in serious cases, walk away from the purchase entirely.

No. A mortgage valuation is a basic check carried out for the lender to confirm the property is worth the loan amount. It's not designed to protect the buyer. A survey is a detailed inspection that looks at the property's condition and flags any issues for you as the purchaser.

New builds come with a 10-year structural warranty (usually NHBC), so a full building survey is less common. However, a snagging survey can identify finishing defects before you move in, and a professional valuation may still be required by your lender.

Most surveyors are happy for you to attend the inspection. It can be helpful to hear their observations first-hand and ask questions about the property. Just let your surveyor know in advance so they can plan accordingly.