What to do if a lender downvalues a property you're buying
A lender downvaluation can feel like a deal-breaker, but it isn’t always. This guide explains why downvaluations happen and what your real options are.
Are you a property professional?Get qualified leads from motivated homeowners.
Get startedMortgage
Why estate agents and mortgage lenders value properties differently
Estate agents and mortgage lenders value homes differently. Here’s why downvaluations happen — and what to do if your lender values lower than your offer.
Types of Mortgages Explained (With Real Examples)
Types of UK mortgages explained with clear examples — fixed, tracker, discount, offset, interest-only, shared ownership and family-assisted options.
Self-Employed Mortgages: How They Work and What Lenders Actually Look For
Self-employed? Getting a mortgage isn’t harder, it’s just more paperwork. Here’s how lenders assess your income and what strengthens your application.
Mortgage Valuations Explained: What They Are, How They Work, and What Buyers Should Expect
A mortgage valuation checks the property’s value for the lender, not you. Here’s how valuations work, why they go wrong, and what to do if yours comes back low.
How Your Credit Score Affects Your Mortgage (and What You Can Do About It)
Understand how your credit score impacts mortgage rates, borrowing limits, and your chances of approval, with steps to improve your file.
Mortgage Deposits Explained
A clear guide to mortgage deposits: what they are, how much you need, and why they matter when buying a home in the UK.
Mortgage Jargon: A Practical Glossary (The Terms That Actually Matter)
A clear, practical glossary of the mortgage terms that actually matter, from LTV and SVR to completion, equity and remortgaging, explained in plain English.
Standard Variable Rates (SVRs): What They Are and Why Most People Shouldn’t Be On One
This post explains SVRs, the expensive default rates lenders put you on when a deal ends.