
Self-Employed Mortgages: How They Work and What Lenders Actually Look For
Self-employed? Getting a mortgage isn’t harder, it’s just more paperwork. Here’s how lenders assess your income and what strengthens your application.
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Self-employed? Getting a mortgage isn’t harder, it’s just more paperwork. Here’s how lenders assess your income and what strengthens your application.

A mortgage valuation checks the property’s value for the lender, not you. Here’s how valuations work, why they go wrong, and what to do if yours comes back low.

Understand how your credit score impacts mortgage rates, borrowing limits, and your chances of approval, with steps to improve your file.

A clear guide to mortgage deposits: what they are, how much you need, and why they matter when buying a home in the UK.

A clear, practical glossary of the mortgage terms that actually matter, from LTV and SVR to completion, equity and remortgaging, explained in plain English.

This post explains SVRs, the expensive default rates lenders put you on when a deal ends.

Choosing the right conveyancer keeps your purchase moving. Here’s how to compare fees, spot red flags, and find someone who’ll communicate clearly.

The documents you need for a UK mortgage, when to prepare them, and how to avoid delays. A clear checklist for ID, income, bank statements and deposit evidence.

New build mortgages work differently: bigger deposits, stricter criteria, and timing issues. Here’s how to navigate delays, valuations, and lender rules.